Robert Brokamp

If you have a 529 and a kid in college, take money out to reimburse yourself for qualified 2025 expenses because withdrawals have to be made in the calendar year the expenses were incurred.

And the list of qualified expenses is pretty long, including textbooks, equipment, technology, food, dorms, off-campus housing and school loans up to a limit.

And if you have unused money in a 529, it can be transferred to a Roth IRA for the beneficiary if you qualify.

And there are a lot of qualifications, so make sure you research the rules.

And that is the show.

I wish you all a very Merry Christmas.

And if you're looking for an eclectic and offbeat holiday music playlist, check out my Brohoho playlist on Spotify.

Thank you as always to Bart Shannon, the engineer for this episode.

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I'm Robert Brokamp.

Fool on, everybody.

how to make sure you can manage your parents' or other relatives' finances if necessary, and how someone could do the same for you.

That and more on this Saturday personal finance edition of Motley Fool Money.

I'm Robert Brokamp, and this week I speak with certified financial planner and author Beth Pinsker about the challenges of being a financial caregiver and how being prepared beforehand makes a world of difference.

But first, let's look at some money-related headlines, starting with some somber news from the employment front.

On November 20th, the Department of Labor released the delayed employment report for September, showing that the unemployment rate ticked up to 4.4%, the highest level since 2021.