Rohit Chopra

Sometimes they saved their home or their car. And for those individuals, you hear – I read the letters that they would send about finally they felt like their government was doing something that they really benefited from.

And I think that's just so important that we demonstrate we don't do this just because there's some acronym that maybe people won't remember we do it because we want to give people power and dignity in their life. And I think that's exactly what the CFPB has done for so many.

And I think that's just so important that we demonstrate we don't do this just because there's some acronym that maybe people won't remember we do it because we want to give people power and dignity in their life. And I think that's exactly what the CFPB has done for so many.

Yeah, so I think everyone realizes there is a totally different way that we pay for things now. When we go in the store, we tap. Online, it's different. There's a whole set of new choices. But here's what's really shifting, right?

Yeah, so I think everyone realizes there is a totally different way that we pay for things now. When we go in the store, we tap. Online, it's different. There's a whole set of new choices. But here's what's really shifting, right?

The more and more that tech companies and big financial firms know about our purchase history, know our transaction history, know our location, know our friends and social networking, the more and more we are going to creep into a world where there aren't price tags for goods, but instead we're going to have surveillance-based personal pricing.

The more and more that tech companies and big financial firms know about our purchase history, know our transaction history, know our location, know our friends and social networking, the more and more we are going to creep into a world where there aren't price tags for goods, but instead we're going to have surveillance-based personal pricing.

based on our mood, based on what we're searching for. And you see a lot of big companies, Google, Facebook wanted to create its own currency, in fact. And now we're seeing how even X, even Twitter wants to be a way that you can move money and pay. And there's enormous value in all of that. And, you

based on our mood, based on what we're searching for. And you see a lot of big companies, Google, Facebook wanted to create its own currency, in fact. And now we're seeing how even X, even Twitter wants to be a way that you can move money and pay. And there's enormous value in all of that. And, you

if Doge is there to snoop or to find out what its competitors are up to, to find out the plans that other companies have. I just don't know, but certainly that is something that many are worried about.

if Doge is there to snoop or to find out what its competitors are up to, to find out the plans that other companies have. I just don't know, but certainly that is something that many are worried about.

Well, I certainly think that for those of us who have serious medical diagnoses

Well, I certainly think that for those of us who have serious medical diagnoses

when we're targeted or charge different prices because they know we need certain medication or they know we need certain medical supplies, or for teenagers who are maybe in a rough place personally, being able to target them with certain information or to be able to extract from them, from older adults who might be lonely.

when we're targeted or charge different prices because they know we need certain medication or they know we need certain medical supplies, or for teenagers who are maybe in a rough place personally, being able to target them with certain information or to be able to extract from them, from older adults who might be lonely.

I think actually the price tag is probably one of the best consumer protections we have out there And when we individualize every single price, we're setting ourselves up for an economy that I don't think we want. I've long been worried about people who call for an Uber or Lyft and late at night that maybe –

I think actually the price tag is probably one of the best consumer protections we have out there And when we individualize every single price, we're setting ourselves up for an economy that I don't think we want. I've long been worried about people who call for an Uber or Lyft and late at night that maybe –

a woman calling a ride share is getting a higher price than a male in the same exact place, or that there are ways to discriminate based on our personal characteristics. And I also don't think that we want these big companies knowing everything that goes on in our life before we are about to purchase something.

a woman calling a ride share is getting a higher price than a male in the same exact place, or that there are ways to discriminate based on our personal characteristics. And I also don't think that we want these big companies knowing everything that goes on in our life before we are about to purchase something.

We're supposed to police banking, lending, and payments. And when companies like Facebook are creating their own currency, and fortunately it got killed, But you see more of these big giants lurching into lending and payments. It's not the CFPB expanding into tech. It's these companies expanding into the core work that we do.