Ross Anderson

But it's always going to be lower than what you're paying on your income. And so there's also opportunities in our lives. If you're going to do what you're talking about, and let's say you're going to explore the FIRE movement. The year that you sell those stocks might be a year that you're not earning any income.

If you quit your job and you sell those stocks, you might be in a really low tax bracket. Some gains might be completely free federally. If you're in the 12% income tax bracket, you can actually sell stocks at 0% capital gains rates on the federal level. And so when we get into really specific planning, that's when we can look at those opportunities. But I wouldn't

If you quit your job and you sell those stocks, you might be in a really low tax bracket. Some gains might be completely free federally. If you're in the 12% income tax bracket, you can actually sell stocks at 0% capital gains rates on the federal level. And so when we get into really specific planning, that's when we can look at those opportunities. But I wouldn't

If you quit your job and you sell those stocks, you might be in a really low tax bracket. Some gains might be completely free federally. If you're in the 12% income tax bracket, you can actually sell stocks at 0% capital gains rates on the federal level. And so when we get into really specific planning, that's when we can look at those opportunities. But I wouldn't

choose not to invest because of the fear of the taxes, right? You pay taxes on that high yield savings account every single year. They send you a 1099 and then you put that in your tax return. You pay income on that too. Some people will choose not to make any money just so that they don't pay any taxes. I would much rather make plenty of money, plenty of investment gains. Be smart about it.

choose not to invest because of the fear of the taxes, right? You pay taxes on that high yield savings account every single year. They send you a 1099 and then you put that in your tax return. You pay income on that too. Some people will choose not to make any money just so that they don't pay any taxes. I would much rather make plenty of money, plenty of investment gains. Be smart about it.

choose not to invest because of the fear of the taxes, right? You pay taxes on that high yield savings account every single year. They send you a 1099 and then you put that in your tax return. You pay income on that too. Some people will choose not to make any money just so that they don't pay any taxes. I would much rather make plenty of money, plenty of investment gains. Be smart about it.

Let them get into that long-term territory if at all possible. But paying a few bucks on earned money is not going to be the end of the world.

Let them get into that long-term territory if at all possible. But paying a few bucks on earned money is not going to be the end of the world.

Let them get into that long-term territory if at all possible. But paying a few bucks on earned money is not going to be the end of the world.

Happy to hear it.

Happy to hear it.

Happy to hear it.

My pleasure. Happy to be here.

My pleasure. Happy to be here.

My pleasure. Happy to be here.