Ross Anderson

You're teaching me new terms today. I always called that one kind of coast fire, where you're going to get to a spot where you can coast a little bit. You're still working, but you don't have to necessarily work at the same level of intensity. But I like barista fire. I'm learning today.

You're teaching me new terms today. I always called that one kind of coast fire, where you're going to get to a spot where you can coast a little bit. You're still working, but you don't have to necessarily work at the same level of intensity. But I like barista fire. I'm learning today.

You're teaching me new terms today. I always called that one kind of coast fire, where you're going to get to a spot where you can coast a little bit. You're still working, but you don't have to necessarily work at the same level of intensity. But I like barista fire. I'm learning today.

Well, ultimately, I think what I would do in this case is a little bit of modeling, right? We kind of have to start guessing at what some of the numbers are going to be. And, you know, we're going to say guessing, but it's hopefully an informed guess on what will it cost you to acquire housing, right? Are you hoping to buy something overseas? Are you going to plan to rent?

Well, ultimately, I think what I would do in this case is a little bit of modeling, right? We kind of have to start guessing at what some of the numbers are going to be. And, you know, we're going to say guessing, but it's hopefully an informed guess on what will it cost you to acquire housing, right? Are you hoping to buy something overseas? Are you going to plan to rent?

Well, ultimately, I think what I would do in this case is a little bit of modeling, right? We kind of have to start guessing at what some of the numbers are going to be. And, you know, we're going to say guessing, but it's hopefully an informed guess on what will it cost you to acquire housing, right? Are you hoping to buy something overseas? Are you going to plan to rent?

That's going to be a big difference in how much money you need to bring to the table versus how much you just need to earn over time. But that would really affect how I would kind of adjust my savings is if I need to make a down payment. And I would also explore the local market.

That's going to be a big difference in how much money you need to bring to the table versus how much you just need to earn over time. But that would really affect how I would kind of adjust my savings is if I need to make a down payment. And I would also explore the local market.

That's going to be a big difference in how much money you need to bring to the table versus how much you just need to earn over time. But that would really affect how I would kind of adjust my savings is if I need to make a down payment. And I would also explore the local market.

So, for example, a resident in Portugal, and I'm not an expert on Portugal, by the way, but a resident in Portugal can typically buy a house and borrow up to 90% of the value of the house. So you could put 10% down and end up in a house. If you're considered a non-resident when you move there, you might only be able to borrow between 65% and 80% of the value of the home.

So, for example, a resident in Portugal, and I'm not an expert on Portugal, by the way, but a resident in Portugal can typically buy a house and borrow up to 90% of the value of the house. So you could put 10% down and end up in a house. If you're considered a non-resident when you move there, you might only be able to borrow between 65% and 80% of the value of the home.

So, for example, a resident in Portugal, and I'm not an expert on Portugal, by the way, but a resident in Portugal can typically buy a house and borrow up to 90% of the value of the house. So you could put 10% down and end up in a house. If you're considered a non-resident when you move there, you might only be able to borrow between 65% and 80% of the value of the home.

So you might need a much bigger down payment. So really, that's what I would be thinking about is, what am I going to need to purchase... both in terms of one-time things and then on an ongoing basis, how much cash will it take me to live comfortably in those markets? I would do a lot of deep dive on what does it cost an average person to get groceries or go out to a restaurant?

So you might need a much bigger down payment. So really, that's what I would be thinking about is, what am I going to need to purchase... both in terms of one-time things and then on an ongoing basis, how much cash will it take me to live comfortably in those markets? I would do a lot of deep dive on what does it cost an average person to get groceries or go out to a restaurant?

So you might need a much bigger down payment. So really, that's what I would be thinking about is, what am I going to need to purchase... both in terms of one-time things and then on an ongoing basis, how much cash will it take me to live comfortably in those markets? I would do a lot of deep dive on what does it cost an average person to get groceries or go out to a restaurant?

How comparable is that? If you're living in New York now, maybe you've got a really high cost of living now and your costs will actually come down if you do that. And so what that would do is start to build a target. We generally think that people can live on, let's call it 4% to 5% of their portfolio value every year as a distribution. Again, there's a lot of science to that.

How comparable is that? If you're living in New York now, maybe you've got a really high cost of living now and your costs will actually come down if you do that. And so what that would do is start to build a target. We generally think that people can live on, let's call it 4% to 5% of their portfolio value every year as a distribution. Again, there's a lot of science to that.

How comparable is that? If you're living in New York now, maybe you've got a really high cost of living now and your costs will actually come down if you do that. And so what that would do is start to build a target. We generally think that people can live on, let's call it 4% to 5% of their portfolio value every year as a distribution. Again, there's a lot of science to that.

I'm trying not to go too deep. But so if you were able to accumulate a million dollars over your lifetime for retirement assets, we think you could take $40,000 to $50,000 out. So if I know that I can cover my expenses with that... Now I've got really good information and you'll have other resources, hopefully like Social Security or things like that on top of it.

I'm trying not to go too deep. But so if you were able to accumulate a million dollars over your lifetime for retirement assets, we think you could take $40,000 to $50,000 out. So if I know that I can cover my expenses with that... Now I've got really good information and you'll have other resources, hopefully like Social Security or things like that on top of it.