Ross Anderson

It sounds to me like you could probably be a little bit more aggressive in how you're funding that and get through some of that cash that you're accumulating. and maybe just turn that into a regular monthly contribution. So you don't have to put all the work, the money to work right now.

It sounds to me like you could probably be a little bit more aggressive in how you're funding that and get through some of that cash that you're accumulating. and maybe just turn that into a regular monthly contribution. So you don't have to put all the work, the money to work right now.

If we're worried about markets, if we're nervous about it, and we don't want to just plop everything in, things could always go down from here, right? And so instead, what I might recommend is just dollar cost averaging and getting some of that cash to work over the next three to six months so that you don't have all of the risk of just a single entry point into the market.

If we're worried about markets, if we're nervous about it, and we don't want to just plop everything in, things could always go down from here, right? And so instead, what I might recommend is just dollar cost averaging and getting some of that cash to work over the next three to six months so that you don't have all of the risk of just a single entry point into the market.

If we're worried about markets, if we're nervous about it, and we don't want to just plop everything in, things could always go down from here, right? And so instead, what I might recommend is just dollar cost averaging and getting some of that cash to work over the next three to six months so that you don't have all of the risk of just a single entry point into the market.

Of course. Yeah, please.

Of course. Yeah, please.

Of course. Yeah, please.

Yeah, an in-force reprojection. So when you bought that contract, what they should have shown you is a projection of kind of if you put X number of dollars into it, this is how much cash value it'll have over its lifetime. And a lot of times it looks really impressive depending on what return rate they show. And then they say, well, all this is going to be tax-free.

Yeah, an in-force reprojection. So when you bought that contract, what they should have shown you is a projection of kind of if you put X number of dollars into it, this is how much cash value it'll have over its lifetime. And a lot of times it looks really impressive depending on what return rate they show. And then they say, well, all this is going to be tax-free.

Yeah, an in-force reprojection. So when you bought that contract, what they should have shown you is a projection of kind of if you put X number of dollars into it, this is how much cash value it'll have over its lifetime. And a lot of times it looks really impressive depending on what return rate they show. And then they say, well, all this is going to be tax-free.

And you go, well, that all sounds great. What the policies sometimes require, though, is when you start taking the money out of it, we need to see if it's healthy. Because you can do what's called collapsing them. If there's not enough money to still pay for the insurance component, then the policy can collapse on you. And so, again, different policies are structured different ways.

And you go, well, that all sounds great. What the policies sometimes require, though, is when you start taking the money out of it, we need to see if it's healthy. Because you can do what's called collapsing them. If there's not enough money to still pay for the insurance component, then the policy can collapse on you. And so, again, different policies are structured different ways.

And you go, well, that all sounds great. What the policies sometimes require, though, is when you start taking the money out of it, we need to see if it's healthy. Because you can do what's called collapsing them. If there's not enough money to still pay for the insurance component, then the policy can collapse on you. And so, again, different policies are structured different ways.

I don't want to go too, too deep into this, but you can ask them to run a new projection for you and say, well, I want to take... X number of dollars out in these five years so that I can help with this down payment or whatever it looks like.

I don't want to go too, too deep into this, but you can ask them to run a new projection for you and say, well, I want to take... X number of dollars out in these five years so that I can help with this down payment or whatever it looks like.

I don't want to go too, too deep into this, but you can ask them to run a new projection for you and say, well, I want to take... X number of dollars out in these five years so that I can help with this down payment or whatever it looks like.

And they'll have to show that to you on how the contract will hold up or if it ends up crashing and burning, which I think will help you make a good decision on whether to keep it.

And they'll have to show that to you on how the contract will hold up or if it ends up crashing and burning, which I think will help you make a good decision on whether to keep it.

And they'll have to show that to you on how the contract will hold up or if it ends up crashing and burning, which I think will help you make a good decision on whether to keep it.