Ryan Adams

There's like a handful of people going for the agentic commerce standard.

You know, we're going to talk about Visa in a second.

But really, the idea here is agentic payments is going to be a very big thing.

We need to figure out how to give AI agents the ability to transact money.

It's not that simple as simply handing an agent a credit card.

Really, all Visa networks and a lot of banking stuff is really to prevent bots from using these things.

And so we're trying to figure out what's the right way to give agents money.

This is one standard.

The tip of the iceberg, we did a podcast with the Tempo team about this.

The tip of the iceberg is like the whole internet might get reconstructed with a money first AI agent paradigm.

And this is kind of just like one of the pieces of the puzzle.

Rather than ads being the business model of the internet, it might go back to micropayments through AI agents.

Yeah.

Yeah, so Tempo and AI Agents, there's a lot of frontier technologies that are all getting birthed, and this is one of them.

Visa, like I said, also opened up their standard for agentic payments.

You can now hand your agent a Visa card is kind of the idea.

I'm sure it's not that simple, but there's also a command line interface and dev tools.

Basically, an agent with guardrails is the standard that Visa is building.

I would imagine that the dominant majority of transactions from AI agents are going to be below 30 cents.

So they are rolling out agent kit, which is a developer toolkit that lets agents prove that a human is basically the owner of an agent.