Ryan Grim

continue a functioning human civilization.

It's that important, yet it's that under-discussed.

California, as we think about it over here, is fairly corporate-dominated.

And so I'm curious how you managed on a kind of anti-corporate campaign, with an anti-corporate campaign, how you managed to kind of break through.

What was the message

that you were bringing that was able to kind of get beyond the clutter that's usually thrown up by the insurance industry to make sure that they control this critical position?

I think you made such an important point that you're required to have insurance to operate and to complete basic functions in the state of California and, of course, in other states.

So can you tell us a little bit more about what you would be able to accomplish in this role?

What's possible?

What gives you hope that you could actually do should you be elected?

So what – that's wild.

So –

of every dollar that goes into the insurance industry in California, 49 cents comes back in claims.

What's the other 51 cents go to?

Now, presumably, if I'm going to kind of steel man, let's say, the insurance industry argument, they'd say, well, for disaster insurance, they don't hit every year.

So we need to build up massive reserves so that when they do hit, that we can pay them off.

So

Maybe you would need to stretch that out over a longer time horizon than one year.

But like what, so what are they, where's that other 51 cents going?

How much is going to that reserve and how much is going to profits or to kind of the operations required to keep their cashflow business going?