Ryan

Yeah.

weekly actives, okay, that Celo has actually taken a lead.

So this sort of implies that you're not dealing with whales so much as you're dealing with ordinary people and ordinary wallets.

Can you take us through more the

The qualitative.

Tell us a story about a user of Celo.

What are they doing and how are they using it?

Where do they live?

Maybe what's their daily active usage of Celo actually like?

One of the things, Merrick, you were talking about is on-ramps and the kind of the last mile problem that's being solved and how that's been an impediment, but now we're setting those up.

On-ramps, of course, and off-ramps.

I'm sort of wondering if there's a world where those become less necessary over time.

It's kind of like where we're going, we don't need on ramps any longer because everyone is just on mini pay and they're in the DeFi open finance ecosystem.

And once everybody has crossed that chasm, they've on ramped, they feel less and less of a need to off ramp.

Why?

Because everyone else that they want to interact with is already on ramped.

I'm wondering how long you think that will take to play out.

Basically, how long until we can actually go much more bankless here and build the network effect such that on-ramps and off-ramps become almost minorly important?

That's still a ways away, right?

All we have is dollars right now.