Sally French

So let's say you book a hotel for a few nights and it costs $500 in cash. If you book that with a travel portal or cashback, and those are usually giving you about one cent per point value, you'd have to spend 50,000 points to get that $500 hotel stay. But with the Chase Sapphire Preferred, you'd only spend 40,000 points. That's 10,000 points you saved and that you can use for your next trip.

I think the Chase Sapphire Reserve gets a bad rep because there's all these other shiny new cards on the market, but I actually still like the Reserve.

I think the Chase Sapphire Reserve gets a bad rep because there's all these other shiny new cards on the market, but I actually still like the Reserve.

I think the Chase Sapphire Reserve gets a bad rep because there's all these other shiny new cards on the market, but I actually still like the Reserve.

No, I'm going to go with the Bill World Elite Mastercard. Ooh, a spicy pick. Yeah. This one has no annual fee, so if you are dead set on not spending any money on... an annual fee for a credit card that you can use for travel. I think this is your best bet. It earns points on rent payments. They have great rent day promotions on the first of each month. And again, a lot of transfer partners.

No, I'm going to go with the Bill World Elite Mastercard. Ooh, a spicy pick. Yeah. This one has no annual fee, so if you are dead set on not spending any money on... an annual fee for a credit card that you can use for travel. I think this is your best bet. It earns points on rent payments. They have great rent day promotions on the first of each month. And again, a lot of transfer partners.

No, I'm going to go with the Bill World Elite Mastercard. Ooh, a spicy pick. Yeah. This one has no annual fee, so if you are dead set on not spending any money on... an annual fee for a credit card that you can use for travel. I think this is your best bet. It earns points on rent payments. They have great rent day promotions on the first of each month. And again, a lot of transfer partners.

So some of my favorites in the Bilt program are Hyatt. According to the last NerdWallet analysis we did, their points are worth 2.2 cents each. Hilton and Marriott are also Bilt transfer partners if you want a little hotel variety. And Alaska Airlines is a sleeper here. Crazy.

So some of my favorites in the Bilt program are Hyatt. According to the last NerdWallet analysis we did, their points are worth 2.2 cents each. Hilton and Marriott are also Bilt transfer partners if you want a little hotel variety. And Alaska Airlines is a sleeper here. Crazy.

So some of my favorites in the Bilt program are Hyatt. According to the last NerdWallet analysis we did, their points are worth 2.2 cents each. Hilton and Marriott are also Bilt transfer partners if you want a little hotel variety. And Alaska Airlines is a sleeper here. Crazy.

Yeah. The only annoying thing is you have to make five purchases per month to be able to earn the points on rent. And it is a little bit hard to remember for me. I'm still trying to figure out which subscriptions I can just put on there and get the recurring purchases.

Yeah. The only annoying thing is you have to make five purchases per month to be able to earn the points on rent. And it is a little bit hard to remember for me. I'm still trying to figure out which subscriptions I can just put on there and get the recurring purchases.

Yeah. The only annoying thing is you have to make five purchases per month to be able to earn the points on rent. And it is a little bit hard to remember for me. I'm still trying to figure out which subscriptions I can just put on there and get the recurring purchases.

Oh, yeah. Wait, how did I get stuck with the podcast math job? All right, let's see. $200 towards Uber Cash, $240 for the statement credits on certain subscriptions. That's $440 of value right there. That's two-thirds of the annual fee in one fell swoop. And there's lots more, too. Yes.

Oh, yeah. Wait, how did I get stuck with the podcast math job? All right, let's see. $200 towards Uber Cash, $240 for the statement credits on certain subscriptions. That's $440 of value right there. That's two-thirds of the annual fee in one fell swoop. And there's lots more, too. Yes.

Oh, yeah. Wait, how did I get stuck with the podcast math job? All right, let's see. $200 towards Uber Cash, $240 for the statement credits on certain subscriptions. That's $440 of value right there. That's two-thirds of the annual fee in one fell swoop. And there's lots more, too. Yes.

Oh, yeah. I literally only shop at Saks to use that $50 Amex Platinum credit. I think it's twice a year, one in the first half of the year, one in the second half of the year.

Oh, yeah. I literally only shop at Saks to use that $50 Amex Platinum credit. I think it's twice a year, one in the first half of the year, one in the second half of the year.

Oh, yeah. I literally only shop at Saks to use that $50 Amex Platinum credit. I think it's twice a year, one in the first half of the year, one in the second half of the year.

Be careful. It's really easy to overspend or spend on things you don't need with some of these credits. And that brings me to my next pick, Capital One Venture X. Oh, okay.