Sally French

It can be. You do have to keep in mind all of those limits on what type of hotel you can book with those free night awards. I think Hyatt's card limits the free night award to hotels that are in category four or below. I think Hyatt has eight. So that's like the bottom four tiers of hotels.

It can be. You do have to keep in mind all of those limits on what type of hotel you can book with those free night awards. I think Hyatt's card limits the free night award to hotels that are in category four or below. I think Hyatt has eight. So that's like the bottom four tiers of hotels.

It can be. You do have to keep in mind all of those limits on what type of hotel you can book with those free night awards. I think Hyatt's card limits the free night award to hotels that are in category four or below. I think Hyatt has eight. So that's like the bottom four tiers of hotels.

Yeah, and still, even those Category 4 hotels are still more expensive than the annual fee of that card.

Yeah, and still, even those Category 4 hotels are still more expensive than the annual fee of that card.

Yeah, and still, even those Category 4 hotels are still more expensive than the annual fee of that card.

So for my last pick, I think I'm going to do the same thing as you except on the airline side. I'm going to pick a $95 card. And I really believe you should stick to that lower price point for the annual fee if you're going to get a co-branded card because you don't want to trap too many of your points in one brand where it's hard to move them.

So for my last pick, I think I'm going to do the same thing as you except on the airline side. I'm going to pick a $95 card. And I really believe you should stick to that lower price point for the annual fee if you're going to get a co-branded card because you don't want to trap too many of your points in one brand where it's hard to move them.

So for my last pick, I think I'm going to do the same thing as you except on the airline side. I'm going to pick a $95 card. And I really believe you should stick to that lower price point for the annual fee if you're going to get a co-branded card because you don't want to trap too many of your points in one brand where it's hard to move them.

For airline cars, it's really easy to justify the annual fee if you check a bag. If you have that $95 card and you check a bag three times, you're literally good. You already made it up. So are you going with American Airlines since you already have elite status? I really like my American Airlines AA Advantage Platinum World Elite MasterCard.

For airline cars, it's really easy to justify the annual fee if you check a bag. If you have that $95 card and you check a bag three times, you're literally good. You already made it up. So are you going with American Airlines since you already have elite status? I really like my American Airlines AA Advantage Platinum World Elite MasterCard.

For airline cars, it's really easy to justify the annual fee if you check a bag. If you have that $95 card and you check a bag three times, you're literally good. You already made it up. So are you going with American Airlines since you already have elite status? I really like my American Airlines AA Advantage Platinum World Elite MasterCard.

That earns you loyalty points, which is what you need a lot of to earn elite status. Okay. We talked about that last episode too. You know, game time decision, we're going to go with the United Explorer card.

That earns you loyalty points, which is what you need a lot of to earn elite status. Okay. We talked about that last episode too. You know, game time decision, we're going to go with the United Explorer card.

That earns you loyalty points, which is what you need a lot of to earn elite status. Okay. We talked about that last episode too. You know, game time decision, we're going to go with the United Explorer card.

That one earns United premier qualifying points, which is also another type of currency that you need to earn United elite status. And it also comes with two United Club day passes for their airport lounge every year. And I think for people who fly United regularly, but not like all the time, that's plenty.

That one earns United premier qualifying points, which is also another type of currency that you need to earn United elite status. And it also comes with two United Club day passes for their airport lounge every year. And I think for people who fly United regularly, but not like all the time, that's plenty.

That one earns United premier qualifying points, which is also another type of currency that you need to earn United elite status. And it also comes with two United Club day passes for their airport lounge every year. And I think for people who fly United regularly, but not like all the time, that's plenty.

Yeah, me either. Another really cool benefit I should mention that I think is sort of in line with the reward nights on the hotel cards that you were talking about is companion passes on airline cards.

Yeah, me either. Another really cool benefit I should mention that I think is sort of in line with the reward nights on the hotel cards that you were talking about is companion passes on airline cards.