Sally French

A lot of people think that these are very West Coast heavy airlines, but I have been able to book some really excellent award flights for other people that live on the East Coast.

So my dad and I went on a trip together.

I used Alaska points to book him a flight from Wilmington, North Carolina to Dublin, Ireland.

We did not touch the West Coast at all, you know?

Exactly.

So I used Atmos rewards points to book him premium economy on American Airlines.

And sure, it's not the fanciest thing ever, but it was 35,000 Atmos rewards points.

American was charging 90,000 points for that same seat.

Yes.

I don't know.

What do you think after hearing all the math?

I mean, as a mortgage payer yourself, would you be interested in earning a couple more points that you could transfer to Alaska or Hyatt or any of these other partners?

Absolutely.

And I also think it's fine to say, you know, there's a limit to how much mental gymnastics you're willing to do.

If you do not want any part of this and you don't need access to these transfer partners, then that's fine.

Opt out of Built 2.0.

You do not have to get a card.

You could join the program and just earn points without getting one of these Built cards.

That's always an option.

I also think you have to think about how these cards might fit into your entire wallet, right?