Sally French

But hey, it earns 4% on gas on up to $7,000 per year, so it might be good if you're a big spender on gas.

But hey, it earns 4% on gas on up to $7,000 per year, so it might be good if you're a big spender on gas.

But hey, it earns 4% on gas on up to $7,000 per year, so it might be good if you're a big spender on gas.

You might also consider something like the Bank of America Customized Cash Rewards credit card. At first glance, it earns 2% back at grocery stores and wholesale clubs and 3% cash back on a category you can choose from. on a list. That's on the first $2,500 in combined choice category, grocery store, wholesale club purchases that quarter.

You might also consider something like the Bank of America Customized Cash Rewards credit card. At first glance, it earns 2% back at grocery stores and wholesale clubs and 3% cash back on a category you can choose from. on a list. That's on the first $2,500 in combined choice category, grocery store, wholesale club purchases that quarter.

You might also consider something like the Bank of America Customized Cash Rewards credit card. At first glance, it earns 2% back at grocery stores and wholesale clubs and 3% cash back on a category you can choose from. on a list. That's on the first $2,500 in combined choice category, grocery store, wholesale club purchases that quarter.

But if you are part of a Bank of America's Preferred Rewards program, which we just talked about, then yes, you could boost that rate by up to 75%.

But if you are part of a Bank of America's Preferred Rewards program, which we just talked about, then yes, you could boost that rate by up to 75%.

But if you are part of a Bank of America's Preferred Rewards program, which we just talked about, then yes, you could boost that rate by up to 75%.

Yes. Another way to optimize your Costco runs is to look into rotating category cards. These offer bonus points on different categories every quarter, sometimes 5%.

Yes. Another way to optimize your Costco runs is to look into rotating category cards. These offer bonus points on different categories every quarter, sometimes 5%.

Yes. Another way to optimize your Costco runs is to look into rotating category cards. These offer bonus points on different categories every quarter, sometimes 5%.

Plus, you only get the benefit that quarter. This is great if you can game it and align your annual Costco haul to the quarter that the bonus is 5%, but sometimes I find these things more trouble than they are worth. And then, Colleen, I'm not sure if you would be open to a premium travel credit card, but you might be interested in something like the Capital One Venture X Rewards credit card.

Plus, you only get the benefit that quarter. This is great if you can game it and align your annual Costco haul to the quarter that the bonus is 5%, but sometimes I find these things more trouble than they are worth. And then, Colleen, I'm not sure if you would be open to a premium travel credit card, but you might be interested in something like the Capital One Venture X Rewards credit card.

Plus, you only get the benefit that quarter. This is great if you can game it and align your annual Costco haul to the quarter that the bonus is 5%, but sometimes I find these things more trouble than they are worth. And then, Colleen, I'm not sure if you would be open to a premium travel credit card, but you might be interested in something like the Capital One Venture X Rewards credit card.

It earns two miles per dollar spent on purchases, so that would be Costco. From there, you can transfer those miles to Capital One's transfer partners.

It earns two miles per dollar spent on purchases, so that would be Costco. From there, you can transfer those miles to Capital One's transfer partners.

It earns two miles per dollar spent on purchases, so that would be Costco. From there, you can transfer those miles to Capital One's transfer partners.

Tricky workaround. I love it. Of course, that card has a $395 annual fee, so not for everyone, but it has a travel credit, which can go a long way in justifying the annual fee, plus additional benefits like airport lounge access.

Tricky workaround. I love it. Of course, that card has a $395 annual fee, so not for everyone, but it has a travel credit, which can go a long way in justifying the annual fee, plus additional benefits like airport lounge access.