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Sally French

đŸ‘€ Speaker
3814 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

That sounds great.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

I'm going to blow your mind with this next one.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

I'm on the edge of my seat.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

So the Built Palladium card, that's the premium card.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

It has a $495 annual fee.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

That's a lot.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

It earns two points per dollar spent on everyday purchases, so not rent or mortgage.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Let's multiply that by the value of the Built points, which is 1.8 cents per point.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Right.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

So 1.8 times two points per dollar, you're at 3.6%.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Okay.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

I'm already beating your cash back.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

And then we haven't even considered yet that you're also earning 4% built cash on that.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

So 3.6% plus 4%, you're getting 7.6% return rate on your everyday purchases with a built Palladium card.

NerdWallet's Smart Money Podcast
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?

Interesting.