Sally French

With the Amex cards, it's possible to qualify for the card, but not the welcome offer. For example, if you had the same card previously and closed it. If that happens, you'll get a pop-up message letting you know you're ineligible to earn a welcome bonus. I had never had this particular card, but I have had many other Amex cards that I have held onto for just about a year and then closed.

With the Amex cards, it's possible to qualify for the card, but not the welcome offer. For example, if you had the same card previously and closed it. If that happens, you'll get a pop-up message letting you know you're ineligible to earn a welcome bonus. I had never had this particular card, but I have had many other Amex cards that I have held onto for just about a year and then closed.

With the Amex cards, it's possible to qualify for the card, but not the welcome offer. For example, if you had the same card previously and closed it. If that happens, you'll get a pop-up message letting you know you're ineligible to earn a welcome bonus. I had never had this particular card, but I have had many other Amex cards that I have held onto for just about a year and then closed.

Yeah, so anyway, when you get that pop-up, you can then choose to cancel your application if you really only want it for the points, or you can decide to continue knowing that if you do get approved for the card, you won't be eligible to earn a bonus. So Megan, in my case, I decided, you know what? I'm still going to go for it. Whoa. I know.

Yeah, so anyway, when you get that pop-up, you can then choose to cancel your application if you really only want it for the points, or you can decide to continue knowing that if you do get approved for the card, you won't be eligible to earn a bonus. So Megan, in my case, I decided, you know what? I'm still going to go for it. Whoa. I know.

Yeah, so anyway, when you get that pop-up, you can then choose to cancel your application if you really only want it for the points, or you can decide to continue knowing that if you do get approved for the card, you won't be eligible to earn a bonus. So Megan, in my case, I decided, you know what? I'm still going to go for it. Whoa. I know.

Even without the welcome offer that listener Megan is talking about, I still think the card is worth its $695 annual fee based on my travel habits. You know I went to 37 lounges last year.

Even without the welcome offer that listener Megan is talking about, I still think the card is worth its $695 annual fee based on my travel habits. You know I went to 37 lounges last year.

Even without the welcome offer that listener Megan is talking about, I still think the card is worth its $695 annual fee based on my travel habits. You know I went to 37 lounges last year.

All that to say, cards with recurring statement credits like that one can be valuable even without the intro offer or sign-up bonus. My anecdote is proof.

All that to say, cards with recurring statement credits like that one can be valuable even without the intro offer or sign-up bonus. My anecdote is proof.

All that to say, cards with recurring statement credits like that one can be valuable even without the intro offer or sign-up bonus. My anecdote is proof.

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And here's our brief disclaimer. We are not financial or investment advisors or relationship advisors. This info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.

And here's our brief disclaimer. We are not financial or investment advisors or relationship advisors. This info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.

And here's our brief disclaimer. We are not financial or investment advisors or relationship advisors. This info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.

I'm the one weirdo on earth who actually thought that was fun because I got a bonus vacation day in Denver, an extra free meal. You know, I got my $45 in Starbucks gift cards. I basically made money off of this canceled flight.

I'm the one weirdo on earth who actually thought that was fun because I got a bonus vacation day in Denver, an extra free meal. You know, I got my $45 in Starbucks gift cards. I basically made money off of this canceled flight.