Sally French

Yeah, little small transfers just to get you that final mile there.

Yeah, don't fall for it. I see so many emails that are like, deal to transfer points and it is rarely worth it.

Yeah, don't fall for it. I see so many emails that are like, deal to transfer points and it is rarely worth it.

Yeah, don't fall for it. I see so many emails that are like, deal to transfer points and it is rarely worth it.

Now, another thing that I want people to understand about transferring points is that you usually should not just transfer your credit card points to a hotel or airline without a specific redemption in mind. So what I'm saying is don't just speculatively transfer your chase points to Hyatt, even though Hyatt is a great transfer partner. We typically don't recommend that.

Now, another thing that I want people to understand about transferring points is that you usually should not just transfer your credit card points to a hotel or airline without a specific redemption in mind. So what I'm saying is don't just speculatively transfer your chase points to Hyatt, even though Hyatt is a great transfer partner. We typically don't recommend that.

Now, another thing that I want people to understand about transferring points is that you usually should not just transfer your credit card points to a hotel or airline without a specific redemption in mind. So what I'm saying is don't just speculatively transfer your chase points to Hyatt, even though Hyatt is a great transfer partner. We typically don't recommend that.

We instead say only transfer them if you know exactly what hotel room you want to stay at and when, what flight it is, what date, what time. Make sure then that you have checked that it truly does cost less in points in that loyalty program than it would to just pay when you book it through the credit cards travel portal.

We instead say only transfer them if you know exactly what hotel room you want to stay at and when, what flight it is, what date, what time. Make sure then that you have checked that it truly does cost less in points in that loyalty program than it would to just pay when you book it through the credit cards travel portal.

We instead say only transfer them if you know exactly what hotel room you want to stay at and when, what flight it is, what date, what time. Make sure then that you have checked that it truly does cost less in points in that loyalty program than it would to just pay when you book it through the credit cards travel portal.

Yeah, and I'll just add, a lot of people love these more general programs like Chase Ultimate Rewards or Amex Membership Rewards because... Those points can be used across so many different travel brands. The problem with just Hyatt is you can only redeem those points at Hyatt.

Yeah, and I'll just add, a lot of people love these more general programs like Chase Ultimate Rewards or Amex Membership Rewards because... Those points can be used across so many different travel brands. The problem with just Hyatt is you can only redeem those points at Hyatt.

Yeah, and I'll just add, a lot of people love these more general programs like Chase Ultimate Rewards or Amex Membership Rewards because... Those points can be used across so many different travel brands. The problem with just Hyatt is you can only redeem those points at Hyatt.

So I always say it's better to keep your points more general and then transfer them to that specific program when you have a specific trip in mind.

So I always say it's better to keep your points more general and then transfer them to that specific program when you have a specific trip in mind.

So I always say it's better to keep your points more general and then transfer them to that specific program when you have a specific trip in mind.

And I will note that some transfers do take longer, but that is more the exception than the norm.

And I will note that some transfers do take longer, but that is more the exception than the norm.

And I will note that some transfers do take longer, but that is more the exception than the norm.

So at NerdWallet, the nerds like me and Megan have done the work to figure out what points in each of these programs are actually worth. Generally speaking, NerdWallet says that if a point is worth more than one point, five cents when you do the transfer, that's a good redemption.