Sally Tindall

speaker
491 appearances 5 recordings 3 series first heard Apr 2022 last heard 30 Jun

Sally Tindall’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 1.

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But you can get a good smattering of lenders offering competitive rates at 5.75% or below.
So that's a really good target for anyone who's an owner-occupier.
Yes, there's always terms and conditions and you tend to need to have a decent amount of equity up your sleeve.
But if you've owned your property for a few years even and property prices have grown in your area, you're likely to find that you're eligible for those high deposit loans, particularly as a refinancer.
Now, on the investor side, it's a little bit higher, but not too much.
The average rate we estimate to be 6.24%.
So it's what, 23 basis points.
No.
Yeah.
A competitive rate is sitting at about 5.85% or thereabouts.
The lowest one on the CanStar database at this present time is 5.63%.
0%.
So really very competitive.
That's for principal and insurance payments though.
And then the lowest investor interest only rates are sitting a little bit higher at about 5.9% or thereabouts.
Yeah, so Laboratories Credit Union is the lowest investor rate on our database at this point in time, or LCU.
So not a credit union that many people have heard of, if any of your listeners.
You are having to shop around among lenders that you might not have heard the names of, but it's worth...
having a look, giving them a call, testing out, you know, their call centre, understanding some reviews online.
A lot of these credit unions, a lot of these non-bank lenders, low-cost lenders, they've been operating in the market for sometimes decades.
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