Sam Correia
👤 PersonAppearances Over Time
Podcast Appearances
But if you're not, just use it as your debit card. If your bills are 6K a month, always use credit cards. Don't travel with debit. Put your debit in your safe. For three of my bank accounts, I have no debits. They said, do you want a debit card? Nope, I don't want it. I'll move it if I need to, and I'll put everything on a credit card as much as I can, right? So... That's how you want to start.
But if you're not, just use it as your debit card. If your bills are 6K a month, always use credit cards. Don't travel with debit. Put your debit in your safe. For three of my bank accounts, I have no debits. They said, do you want a debit card? Nope, I don't want it. I'll move it if I need to, and I'll put everything on a credit card as much as I can, right? So... That's how you want to start.
And then you go to a second card, a third card, and it's a building. You build it little by little, you know what I mean? The easiest way to excel a little bit quicker is you get your first bank card. Usually when you get that approval, you could get a second one right away. So now you're a little bit ahead of the game. 90 days later, what you want to do is get a third.
And then you go to a second card, a third card, and it's a building. You build it little by little, you know what I mean? The easiest way to excel a little bit quicker is you get your first bank card. Usually when you get that approval, you could get a second one right away. So now you're a little bit ahead of the game. 90 days later, what you want to do is get a third.
And then you go to a second card, a third card, and it's a building. You build it little by little, you know what I mean? The easiest way to excel a little bit quicker is you get your first bank card. Usually when you get that approval, you could get a second one right away. So now you're a little bit ahead of the game. 90 days later, what you want to do is get a third.
Then that's where you call us and we open up an LLC. Then we're ahead of a little bit of the game because you got three cards. We'll wait a few more months so they're not too, too new. And, you know, we look at what bureaus they pulled, et cetera, right?
Then that's where you call us and we open up an LLC. Then we're ahead of a little bit of the game because you got three cards. We'll wait a few more months so they're not too, too new. And, you know, we look at what bureaus they pulled, et cetera, right?
Then that's where you call us and we open up an LLC. Then we're ahead of a little bit of the game because you got three cards. We'll wait a few more months so they're not too, too new. And, you know, we look at what bureaus they pulled, et cetera, right?
Hopefully you've done, you know, a trio, which a bank that pulls Experian, a bank that pulls TransUnion, one that Equifax, and then we get you business funding.
Hopefully you've done, you know, a trio, which a bank that pulls Experian, a bank that pulls TransUnion, one that Equifax, and then we get you business funding.
Hopefully you've done, you know, a trio, which a bank that pulls Experian, a bank that pulls TransUnion, one that Equifax, and then we get you business funding.
But you got to understand because you're so fresh, you're not going to get the results that we usually get. But we've done that. We've felt like, hey, I want to start my journey though. Okay. We get them 30 grand max on the business. But hey, now they have 30 there, 20 here. They have 50. Cash flow business, something, you know, and you just keep going from there.
But you got to understand because you're so fresh, you're not going to get the results that we usually get. But we've done that. We've felt like, hey, I want to start my journey though. Okay. We get them 30 grand max on the business. But hey, now they have 30 there, 20 here. They have 50. Cash flow business, something, you know, and you just keep going from there.
But you got to understand because you're so fresh, you're not going to get the results that we usually get. But we've done that. We've felt like, hey, I want to start my journey though. Okay. We get them 30 grand max on the business. But hey, now they have 30 there, 20 here. They have 50. Cash flow business, something, you know, and you just keep going from there.
And that's better than nothing, man. But it's a marathon, 100%. Yeah. Done right, it's a marathon. It takes, in my opinion, two to three years to be like, wow, I got 100 grand. Now I can do another funding round and almost guarantee myself 80 to 150.
And that's better than nothing, man. But it's a marathon, 100%. Yeah. Done right, it's a marathon. It takes, in my opinion, two to three years to be like, wow, I got 100 grand. Now I can do another funding round and almost guarantee myself 80 to 150.
And that's better than nothing, man. But it's a marathon, 100%. Yeah. Done right, it's a marathon. It takes, in my opinion, two to three years to be like, wow, I got 100 grand. Now I can do another funding round and almost guarantee myself 80 to 150.
Yeah. Mike, the credit guy is really, really good. Um, another really good one is there's this company called improve you and they have money 360. Uh, it's free, right? So it's money 360 and they teach you, you know, literally almost everything. Right. Um, that's, that's improve.
Yeah. Mike, the credit guy is really, really good. Um, another really good one is there's this company called improve you and they have money 360. Uh, it's free, right? So it's money 360 and they teach you, you know, literally almost everything. Right. Um, that's, that's improve.
Yeah. Mike, the credit guy is really, really good. Um, another really good one is there's this company called improve you and they have money 360. Uh, it's free, right? So it's money 360 and they teach you, you know, literally almost everything. Right. Um, that's, that's improve.