Sara Rathner

All right.

Yeah.

So when we think about travel credit cards, we tend to group them into two different buckets.

The first is what we call co-branded credit cards.

Those are the cards for airlines and hotels.

They have the names of those airlines and hotels right on the card.

So it's really obvious what kind of card you're carrying.

And then we have what we call general travel rewards credit cards.

And those are cards that aren't tied to a specific airline or hotel, but they earn points and miles that you can apply toward different kinds of travel purchases.

And yes, I realize my voice sounds horrible.

It's February and I have yet another cold.

I'm sorry.

I'm going to sing Smelly Cat by the end of this episode.

Obviously, travel cards are just one kind of credit card you can choose from.

NerdWallet has in-depth comparisons of cards for all different types of financial goals that you might have.

And we'll link to those in today's show notes.

But to name just a few of these other kinds of cards.

Besides the travel cards we talked about, if you want some more flexibility with your rewards, you just don't travel as often, cashback credit cards are an excellent way to get that.

You might be looking to build credit.

There are student credit cards and secured credit cards out there for those purposes.