Sara Rathner

I'll specifically call out Chase.

They have a graphic on their app.

So if you're working on a sign-up bonus for a new credit card, you can actually see I still have to spend $632 by May 3rd to earn the bonus.

That's a really helpful piece of information to have.

So I know that I'm on track.

Other card issuers are doing this more.

I've spoken to industry experts who have spoken to me at length about this.

the better user experience that's coming to credit card apps, that's allowing cardholders to see more information that they need to make decisions.

And I really love that because I think it's really consumer friendly.

Yep.

And if you are in debt or think you might get into debt, don't get a rewards card because the interest you're going to pay on that debt is going to wipe out the value of your rewards in a couple months.

Don't do it.

Oh, it was a card I had in college.

Yeah, very no frills.

It had like a $500 credit limit.

And the first semester I was in college, I maxed it out buying textbooks.

And then as I got older and was managing my money more independently, then I was able to qualify for more credit cards that had perks.

So that was my evolution.

So it started really simply.

And now I don't even know how many open credit cards I have.