Scott O'Neill

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1,140 appearances 15 recordings 2 series first heard Jan 2022 last heard 12 May

Scott O'Neill’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.

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Aussie Real Estate Podcast · Investing Perks | Commercial Property · 13 Apr 2022 podcast

So I get asked this question all the time.

People like knowing where things are at with the interest rates, they are increasing.

So this time last year, I'd probably say on average, the loans I was seeing, my average size client, which is probably someone taking out a circa $2 million type purchase.

So they're taking a mil, mil and a half debt on, was around sort of low twos, 2.1, 2.2, maybe 2.3.

The interest rates now are about 0.5% higher than that.

So you're

the mid to high 2% these days, which is interesting because they're all saying interest rates are going to rise towards the end of the year or June or July, whenever the latest newspaper predictions out there.

But banks have already moved on variable rates and a lot of that has already been factored in.

There's more to come, no doubt, but we're still coming

for a commercial debt is incredibly good.

And I think it's even good when it's in the threes or high threes.

It's still a good rate.

And if you're buying a property with a yield of 5%, 6%, 7% net return, you're still making good margin on your debt as well.

So interest rates have risen.

particularly in the last four months, five months, and they're probably going to creep up slightly more.

But it's good in a way that some of this interest rate hike has already been passed on.

So you are not going to get an enormous surprise because you're starting from the ground zero.

You too, Craig.

Thank you very much.

And we'll speak in a couple of weeks.

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