Sean Gates

speaker
113 appearances 1 recordings 1 series first heard Dec 2025 last heard 20 Dec

Sean Gates’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Dec 2025 with 1.

Appearances

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Hello.
This is an easy podcast.
Just put everything in gold and go away for a while.
Yeah, this is a fun topic.
It's tricky because you get investors of all walks of life who don't really know what they're trying to accomplish.
And I would say that's the foundation of rebalancing, right?
What is your target allocation?
Because if you don't have a target, you don't know what to rebalance towards.
The target allocation is usually a function in the old school world, we'd call it the investment policy statement, but really it's just a document or a guiding ethos on where you want to go.
So a financial plan could be a decent investment policy statement.
And it's to say a combination of what is your risk capacity and risk tolerance and back into that target allocation.
Is it 60-40 like a traditional mix, 100% equity?
all cash.
Those are how you would back into your target allocation.
And then you get into the rebalancing.
Yes, I would say, you know, valuations is something to consider when you're thinking about rebalancing, right?
If we take a step back on the overall rebalancing process, right, there's typically two ways to do it, one based on time, and one based on certain measurable metrics, usually a percentage drift, but it could also be one of valuations, it could also be one of
overall market sentiment, like Fed cutting interest rates, like unique market events.
And so I do think you should take those into consideration, but you have to go through a lot of education for someone to help guide them on where their rebalancing or target allocation should be.
One chart that I think you and I are very fond of, I know me and Megan are very fond of, is the Quilt chart.
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