Sean Pyles

A new year always makes you think about yourself in a different way.

You want to do better, feel better.

You start asking real questions.

How can I take better care of myself this year?

What can I do that would actually improve the way I move through my day?

Taking care of yourself shouldn't feel that complicated.

And this is where discovering Rula becomes part of your self-care.

This year, take care of yourself with Rula.

And when you're trying to make real change this year, the right therapist matters.

Many platforms match you with whoever is available next.

Rula takes your goals, your background, and your preferences to create a curated list of therapists who actually fit the work you want to do.

This year, make one change that you can actually stick with.

Visit Rula.com slash smart money to get started.

That's R-U-L-A dot com slash smart money.

Mental health care that's actually built to last.

We're back and answering your money questions to help you make smarter financial decisions.

This episode, we're doing a lightning round all about retirement account rollovers.

Okay, well, let's talk about when it makes sense to consolidate many 401 accounts.

What are your thoughts here, Sam?

Doing it by mail sounds a little harrowing because you then have a big check with your entire 401k balance that you hope doesn't get lost in the mail.