Sean Pyles

Now you know.

And so would it also then be worth it for folks to look into uninsured motorist coverage for their own policies so that they're protected in that case?

Okay.

Well, that's reassuring at least.

So turning to home insurance now, a lot of folks, like you've mentioned, have seen their home insurance costs really shoot up in recent years.

I saw a report from the Consumer Federation of America that came out last spring that found that home insurance premiums have gone up almost 25% in recent years, which is about twice the rate of inflation.

And this has made homeownership only more unaffordable for many people.

So you've outlined some of what's driving these price increases earlier, but is there anything else unique to the home insurance market that people should know to help them understand really what's going on with their insurance rates?

So we've covered the two biggest areas of insurance for most people, that's home and auto, but we haven't even touched on things like renter's insurance or life insurance or pet insurance.

And I realize these are all pretty disparate forms of insurance, but is there anything across these various types of insurance that you think people should be aware of as they look to best use insurance to protect themselves from potential risks this year?

I recently got pet insurance for my dog and my cat.

My dog turned seven.

last year and my cat turned 10 when I got pet insurance for them.

And I figured at that time, you know, they were relatively healthy.

They both have garbage teeth, but what can you do about that?

That's the condition.

But I wanted to get them covered before other things began to pop up because I figured that this is probably about when that's going to happen.

And I'm really glad that I have this coverage.

I fortunately haven't had to use it yet, but I know that eventually I'll be really grateful to have it because it can cover so much of these expenses that

can get really quite high.