Sean Pyles

So you only have a certain amount of money coming in.

You have a certain amount of expenses.

What can you do with the leftover cash so that you can meet these other goals, too?

Because while it's important to save for retirement, you never know what's coming down the pipeline.

You also want to make sure you're saving for more immediate, shorter term goals like maybe buying a car or a house.

I was going to ask, what do you do for fun with your money?

Because you seem to be really responsible with your finances, Paul.

You're really focused on the important things like building financial security through your really robust emergency fund.

I want to know how you actually enjoy the money that you are earning.

Yeah, I mean, investing in ETFs, the S&P 500, those are all great tactics here, too.

But we also want to think about tax diversification and how you can make it so that you're investing in a really tax efficient way for a lot of people.

Prioritizing the 401k is going to be a great idea.

Are you maxing out your 401k?

What's your approach to that right now?

Again, it seems like you're doing what a lot of financial advisors would recommend you do.

You're maxing out the 401k.

You're investing in a diverse array of stocks through ETFs in your taxable brokerage account.

You're getting some post-tax dollars through your Roth.

So that way you have tax diversification when you're pulling out money in retirement too.

I'm trying to find something that you're doing wrong.