Sean Pyles

What do you think David should keep in mind to ensure that if they do go this route, that everything is properly maintained and they're getting their rent on time and they're not on the hook for a mortgage several states away, perhaps while having a new mortgage?

Lisa, one thing I'm thinking about is savings. It strikes me that you or anyone, you know, David, anyone who's looking to have a rental property in another state or even in the state that they are in would probably want to have more in savings to cover a month where maybe they don't have a tenant or there is some sort of maintenance that needs to be done to the property.

Lisa, one thing I'm thinking about is savings. It strikes me that you or anyone, you know, David, anyone who's looking to have a rental property in another state or even in the state that they are in would probably want to have more in savings to cover a month where maybe they don't have a tenant or there is some sort of maintenance that needs to be done to the property.

Lisa, one thing I'm thinking about is savings. It strikes me that you or anyone, you know, David, anyone who's looking to have a rental property in another state or even in the state that they are in would probably want to have more in savings to cover a month where maybe they don't have a tenant or there is some sort of maintenance that needs to be done to the property.

How have you thought about this with your own rental properties?

How have you thought about this with your own rental properties?

How have you thought about this with your own rental properties?

So David, how is this sounding to you? Feasible? Difficult? Stressful?

So David, how is this sounding to you? Feasible? Difficult? Stressful?

So David, how is this sounding to you? Feasible? Difficult? Stressful?

And David, you're planning on buying a new home when you move. Is that correct?

And David, you're planning on buying a new home when you move. Is that correct?

And David, you're planning on buying a new home when you move. Is that correct?

I can touch on the tax part quickly. One thing to note around Roth IRAs is that you can take your contributions out, but you'll likely have a pretty sizable tax bill on earnings. And in general, withdrawing funds from a retirement account is likely to leave you with a tax bill and potentially penalties too.

I can touch on the tax part quickly. One thing to note around Roth IRAs is that you can take your contributions out, but you'll likely have a pretty sizable tax bill on earnings. And in general, withdrawing funds from a retirement account is likely to leave you with a tax bill and potentially penalties too.

I can touch on the tax part quickly. One thing to note around Roth IRAs is that you can take your contributions out, but you'll likely have a pretty sizable tax bill on earnings. And in general, withdrawing funds from a retirement account is likely to leave you with a tax bill and potentially penalties too.

If you need to sell investments, look into your taxable brokerage account because that is probably going to be the most tax-advantaged way to do it. If you've held the investments for longer than a year, you'll be taxed at a favorable long-term capital gains rate, which is lower than your income tax rate, most likely.

If you need to sell investments, look into your taxable brokerage account because that is probably going to be the most tax-advantaged way to do it. If you've held the investments for longer than a year, you'll be taxed at a favorable long-term capital gains rate, which is lower than your income tax rate, most likely.

If you need to sell investments, look into your taxable brokerage account because that is probably going to be the most tax-advantaged way to do it. If you've held the investments for longer than a year, you'll be taxed at a favorable long-term capital gains rate, which is lower than your income tax rate, most likely.

So that might be the best way to go, potentially, if you need to sell investments. I'm wondering how you personally have thought out which option might be best for you. Have you maybe put together some sort of nerdy spreadsheet where you're listing each option and what it might cost you in terms of taxes or interest rate, any of those things?