Sean Pyles

You also want to think about how much income your family would need to maintain their quality of life without your income. So think about the general liquidity needs for your family, expenses they might face, the mortgage you have to pay off, college funding needs that they might have, And a common rule of thumb is to have around 10 times your annual income in coverage.

You mentioned that your net worth has grown to a place where you think some of your liquidity might cover these needs. Can I ask, what is your net worth?

You mentioned that your net worth has grown to a place where you think some of your liquidity might cover these needs. Can I ask, what is your net worth?

You mentioned that your net worth has grown to a place where you think some of your liquidity might cover these needs. Can I ask, what is your net worth?

And remind me again exactly how much coverage you have across these policies. So 2 million total. 1 million policy, yeah. While it might seem great to have this liquidity that is that amount, having life insurance that is at your net worth or greater can actually preserve a lot of your liquidity for your family too.

And remind me again exactly how much coverage you have across these policies. So 2 million total. 1 million policy, yeah. While it might seem great to have this liquidity that is that amount, having life insurance that is at your net worth or greater can actually preserve a lot of your liquidity for your family too.

And remind me again exactly how much coverage you have across these policies. So 2 million total. 1 million policy, yeah. While it might seem great to have this liquidity that is that amount, having life insurance that is at your net worth or greater can actually preserve a lot of your liquidity for your family too.

So if something does happen, your family would have that amount of your net worth plus what they would get from these policies. You can bring a lot of flexibility to your family if something does happen. And you mentioned as well that you're considering moving over to your employer's group term life policy. And you mentioned that you were concerned about losing it if you do leave this job.

So if something does happen, your family would have that amount of your net worth plus what they would get from these policies. You can bring a lot of flexibility to your family if something does happen. And you mentioned as well that you're considering moving over to your employer's group term life policy. And you mentioned that you were concerned about losing it if you do leave this job.

So if something does happen, your family would have that amount of your net worth plus what they would get from these policies. You can bring a lot of flexibility to your family if something does happen. And you mentioned as well that you're considering moving over to your employer's group term life policy. And you mentioned that you were concerned about losing it if you do leave this job.

I would encourage you to look into the details of this policy because a lot of group term life insurance policies are convertible, which means that you can convert it to being your own policy if you leave within a certain amount of time you have to make this decision. And typically when this happens, you actually don't need medical underwriting for this term policy, which is a really nice benefit.

I would encourage you to look into the details of this policy because a lot of group term life insurance policies are convertible, which means that you can convert it to being your own policy if you leave within a certain amount of time you have to make this decision. And typically when this happens, you actually don't need medical underwriting for this term policy, which is a really nice benefit.

I would encourage you to look into the details of this policy because a lot of group term life insurance policies are convertible, which means that you can convert it to being your own policy if you leave within a certain amount of time you have to make this decision. And typically when this happens, you actually don't need medical underwriting for this term policy, which is a really nice benefit.

But again, this often has to be done within 30 or 60 days of leaving the job. So look into the details of your policy, because if it's less expensive than you're paying now and between that policy and the other one, you would exceed your current net worth and coverage. That might just be an extra cushion to have for less money.

But again, this often has to be done within 30 or 60 days of leaving the job. So look into the details of your policy, because if it's less expensive than you're paying now and between that policy and the other one, you would exceed your current net worth and coverage. That might just be an extra cushion to have for less money.

But again, this often has to be done within 30 or 60 days of leaving the job. So look into the details of your policy, because if it's less expensive than you're paying now and between that policy and the other one, you would exceed your current net worth and coverage. That might just be an extra cushion to have for less money.

And how did you land on the policies that you currently have? What was that process like?

And how did you land on the policies that you currently have? What was that process like?

And how did you land on the policies that you currently have? What was that process like?

Right. I mean, no one teaches you how to do these things. That's why we're here, to help you do that. So as you're considering this new policy... It's a good time to look into the current policies that you have and the group term life insurance policy from your employer and look at a few different things from each company.