Sean Pyles

Right. I mean, no one teaches you how to do these things. That's why we're here, to help you do that. So as you're considering this new policy... It's a good time to look into the current policies that you have and the group term life insurance policy from your employer and look at a few different things from each company.

Right. I mean, no one teaches you how to do these things. That's why we're here, to help you do that. So as you're considering this new policy... It's a good time to look into the current policies that you have and the group term life insurance policy from your employer and look at a few different things from each company.

You'll want to look at the financial strength of each company, as in, like, are they able to pay out if needed? And then you also want to look at what complaints there might be against the company. You can review this with the National Association of Insurance Commissioners and also review what the complaints might be about.

You'll want to look at the financial strength of each company, as in, like, are they able to pay out if needed? And then you also want to look at what complaints there might be against the company. You can review this with the National Association of Insurance Commissioners and also review what the complaints might be about.

You'll want to look at the financial strength of each company, as in, like, are they able to pay out if needed? And then you also want to look at what complaints there might be against the company. You can review this with the National Association of Insurance Commissioners and also review what the complaints might be about.

So that can give you a feel for whether they're difficult to file claims with or if they take a long time to pay out, things that you wouldn't want your family to have to deal with after you're gone. Also, you want to confirm that they have the types of policies that you want.

So that can give you a feel for whether they're difficult to file claims with or if they take a long time to pay out, things that you wouldn't want your family to have to deal with after you're gone. Also, you want to confirm that they have the types of policies that you want.

So that can give you a feel for whether they're difficult to file claims with or if they take a long time to pay out, things that you wouldn't want your family to have to deal with after you're gone. Also, you want to confirm that they have the types of policies that you want.

And I do want to mention that NerdWallet has a pretty handy life insurance comparison tool that you can use to help shop around and make sure that you do the policies that fit your needs. That's one way to make this all a little bit easier for you.

And I do want to mention that NerdWallet has a pretty handy life insurance comparison tool that you can use to help shop around and make sure that you do the policies that fit your needs. That's one way to make this all a little bit easier for you.

And I do want to mention that NerdWallet has a pretty handy life insurance comparison tool that you can use to help shop around and make sure that you do the policies that fit your needs. That's one way to make this all a little bit easier for you.

And again, the benefit of group term is that it's so much more affordable. So you can look into what you would be paying with a standalone policy from a different company versus the group term life insurance. I did some digging before this conversation, and I found that for a $500,000 insurance,

And again, the benefit of group term is that it's so much more affordable. So you can look into what you would be paying with a standalone policy from a different company versus the group term life insurance. I did some digging before this conversation, and I found that for a $500,000 insurance,

And again, the benefit of group term is that it's so much more affordable. So you can look into what you would be paying with a standalone policy from a different company versus the group term life insurance. I did some digging before this conversation, and I found that for a $500,000 insurance,

life insurance policy, I would pay around $11 each month for a group term life with what we have at NerdWallet. And then an estimate that I got from Policy Genius was around $40 a month for the same coverage. You do have to weigh the question of whether you're going to leave your job, and then you don't know what the increase might go to.

life insurance policy, I would pay around $11 each month for a group term life with what we have at NerdWallet. And then an estimate that I got from Policy Genius was around $40 a month for the same coverage. You do have to weigh the question of whether you're going to leave your job, and then you don't know what the increase might go to.

life insurance policy, I would pay around $11 each month for a group term life with what we have at NerdWallet. And then an estimate that I got from Policy Genius was around $40 a month for the same coverage. You do have to weigh the question of whether you're going to leave your job, and then you don't know what the increase might go to.

Do you think you're going to stay at your current employer for a while or do you think you might hop around? How are you feeling about that?

Do you think you're going to stay at your current employer for a while or do you think you might hop around? How are you feeling about that?

Do you think you're going to stay at your current employer for a while or do you think you might hop around? How are you feeling about that?