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Sean Pyles

๐Ÿ‘ค Speaker
7684 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

what is going on in my credit card statement or what's been charged.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But I still didn't trust that.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

I also didn't trust the text message they sent me in addition to the email.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

So I went straight to the phone number on the back of the card.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

That's your best source of information.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

Just call that directly because you want to be the one who's initiating contact with them.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And so I call them.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

I say, hey, I just got an alert about this fraud.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

I wasn't purchasing this amount of money and tickets for European concerts.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And then they went through a few steps to verify my information, including at one point calling me, which I thought was a little suspect because, again, I want to be the one initiating all communication in this situation.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But that's how they were able to still verify that I am who I am, which is good that they do have these measures, I guess, although it did make me kind of nervous.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And I think at this point, I'm just kind of paranoid that I'm going to slip up somehow and like give them some more information.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

Right.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But when all of a sudden done, I was able to resolve this within 20 minutes of the time I got that push notification.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

Oh, that's wonderful.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

That was nice just to have it done with.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But I didn't do anything quote unquote wrong besides use my credit card in the way that all of us do online or maybe at a store.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

There's no way to really know how they got my number.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

Fortunately, my credit card company was able to mail me a new card within just a couple of days and I didn't have any other fraudulent purchases.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And of course, I was refunded that amount for these tickets.