Sean Pyles

Maybe look at a balance transfer card in that case.

So

My beginning is kind of similar to yours, Sarah.

I took out a credit card in college that I believe was just advertised for college students who were building their credit.

My credit limit was around $200, which is perfect for me because I took out this card to buy an iPhone, which back then cost $200.

Maybe not as responsible a purchase as textbooks, but I did enjoy that iPhone 5 that I had way back when.

And it took me a couple years to pay it off because I was so broke and didn't really know what having a credit card entailed in terms of

having to pay it off.

But eventually I did.

I put that card away for a long time, didn't get a new one until I started working at NerdWallet a number of years later because I was just wary of getting into debt.

And ever since then, I've been more responsible, of course.

And now I'm where I am today, where I have a very expensive travel credit card that I adore.

Yeah.

Predatory companies going after college students to get the money they don't have.

I'm sure you do.

Well, Sarah, thank you for coming on.

And we're going to have you read us out.

Can you help us with the CTA for our listeners here?

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