Sean Pyles

speaker
8,849 appearances 107 recordings 1 series first heard Nov 2024 last heard 6d ago

Sean Pyles’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
9 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 41 in all, peaking in Aug 2026 with 9.

Appearances

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Because finding a therapist is hard enough, but finding one who actually takes your insurance, well, that's where most online therapy platforms fall short. voice-verified
Many don't work with insurance at all, which means you're stuck paying the full cost out of pocket or paying for an expensive monthly subscription. voice-verified
And Rula isn't just affordable, the experience is actually tailored around you. voice-verified
Other online therapy platforms might match you with the first available provider, whether or not they're actually the right fit. voice-verified
Rula considers your goals, preferences, and background to provide you a curated list of licensed in-network therapists who are actually aligned with what you need. voice-verified
Go to rula.com slash smart money to get started today. voice-verified
That's rula.com slash smart money for quality therapy that's covered by insurance. voice-verified
Lizzie, a lot of folks on social media were claiming that indexed universal life insurance can be preferable to a 401k for retirement investing, something that I'm clearly obviously very skeptical of and for good reason. voice-verified
What are people saying about that online in more detail? voice-verified
And why do they think this might actually be better than a tried and true retirement account? voice-verified
Expensive insurance fees that will be going up over time. voice-verified
Well, let's zoom out a little bit and think about how life insurance fits into people's general financial planning. voice-verified
And I always recommend people think about the goal behind any kind of financial product, but especially life insurance before they acquire it. voice-verified
Is their goal of life insurance to protect their family's financial security in the event of their death? voice-verified
Or are they trying to build wealth or a way where they can take loans out in retirement without any sort of interest? voice-verified
Like you said earlier, Lizzie, accomplishing both of those things at the same time is really challenging. voice-verified
And NerdWallet's house view tends to be that most people are actually really okay with just a term life insurance policy because they are so much less expensive and people's needs are going to be changing over time. voice-verified
They might not need a life insurance policy up until the day they die. voice-verified
Can you elaborate on this a little bit? voice-verified
That's all we've got for this episode. voice-verified
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