Sebastian

And then we finally met with David.

He has left Opus now, but he helped us a lot.

And that was just before one of our fixed portion was ending.

So he explained more about the revolving and we decided, before refixing, we decided to put a

apart as a revolving credit.

By the time we had some funds in the savings account, we had some funds in the travel account, in the body corp rights account.

So at that time, we put everything in the revolving credit.

We paid around 20,000 at the moment.

And then between October and February, we managed to pay around 30 something, 40K to the revolving credit.

Well, we want to be able to retire earlier and have time and not to be worried about the money.

And we actually go, we eat outside.

It's just we, comparing to our friends, we don't have two drinks before the meal.

We don't have an entry or the dessert.

Just sometimes, but usually we have just a main.

I have two spreadsheets.

One is for the revolving credit.

So every single day, I put the amount that the account closed on the night before, and I know how much interest we're being charged every day.

So at the end of the month, I will say, Laura, okay, this month we're paying this amount in interest for the revolving credit.

The second one, I knew that we were going to apply for another loan sometime this year.

Actually, we thought that we were going to make it by the end of the year, probably next year.