Shannon Lee Simmons

And if I'm not doing something wrong, then I must be broke.

It's a feeling of not being able to get what you want, even though you're supposed to have the resources and the know-how in order to do it.

A combination of things.

Obviously I'm super biased.

I think everyone should have a financial plan.

I think number one, sometimes if we don't, we think it's like the boogeyman, right?

You think it's scarier than it is.

And if you actually look at the numbers and map it out, you're like, oh, oh, that is possible and reasonable.

Great, what was I freaking out about?

I think number one, if you feel broke,

and you don't have a financial plan, do not pass go, do not pass $200, like that's what you do.

I think the second thing is there's a huge comparison that we're doing right now.

I think we have created some sort of financial dysmorphia for ourselves with social media and what we think is normal.

We have ratcheted up the cost of living for ourselves too.

So not only the economic cost of living has gone up, but our expectations around normal has drastically gone up.

I've been on the front lines of financial planning for 20 years and I have seen a huge shift.

So I think we need to take a break from social media, take a break from comparing ourselves to other people.

You map out your plan and stop comparing yourselves to other.

And that can really help sort of make us feel less broke because we're less aware of what we're missing out on.

Yes, it's such an emotional, psychological game about what is enough.