Sharon
👤 SpeakerAppearances Over Time
Podcast Appearances
Hi. Thank you guys for taking my call. So I'm in a bad situation that I can't really get out from under. I'm about $350,000 in debt. Mainly, I have really high car payments. I don't have the option to get a loan or anything, so I'm considering a voluntary repo or bankruptcy.
Hi. Thank you guys for taking my call. So I'm in a bad situation that I can't really get out from under. I'm about $350,000 in debt. Mainly, I have really high car payments. I don't have the option to get a loan or anything, so I'm considering a voluntary repo or bankruptcy.
Okay, how much of that is the house? The house is $153,000.
Okay, how much of that is the house? The house is $153,000.
So there's two cars. One was For my son, who obviously that didn't work out. So first car payment is $992. I owe about $49, and it's only worth about $23.
So there's two cars. One was For my son, who obviously that didn't work out. So first car payment is $992. I owe about $49, and it's only worth about $23.
It's a 2023 Hyundai Santa Cruz. Interest rate is about 9%.
It's a 2023 Hyundai Santa Cruz. Interest rate is about 9%.
Uh, this was from Edmonds and some offers from like the car Mac. They gave me around 23.
Uh, this was from Edmonds and some offers from like the car Mac. They gave me around 23.
The car is actually at 2023. I have absolutely no idea.
The car is actually at 2023. I have absolutely no idea.
I believe that value was private sale. Well, maybe not private sale. Is it electric? I do have it listed, too. Is it an electric vehicle?
I believe that value was private sale. Well, maybe not private sale. Is it electric? I do have it listed, too. Is it an electric vehicle?
It's not. About 18,000.
It's not. About 18,000.
Honestly, I don't know. I purchased these two cars the same day and they did some fancy stuff.
Honestly, I don't know. I purchased these two cars the same day and they did some fancy stuff.
He is 18. He no longer has possession of the car anymore. Who does? It's 782. My sister, who is helping with the payment.
He is 18. He no longer has possession of the car anymore. Who does? It's 782. My sister, who is helping with the payment.