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Sierra / Michaela

👤 Person
167 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
There’s Always a Way out of a Financial Spiral

wiped out all of our credit card debts um and i've heard you guys say just put the cards up or shred them um do we just like let them fall off of our like credit or do we close them we're both a little iffy on that part cut cut them up and close them do the both done okay you don't need them anymore how much money is this that you're getting

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So right now it is $14,000, but then they're going to add an extra $4,000 on top of that.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So right now it is $14,000, but then they're going to add an extra $4,000 on top of that.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So right now it is $14,000, but then they're going to add an extra $4,000 on top of that.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

It is. It definitely is. My husband has the company that he works for. He has got his parents' company in to do some work for the company that he works for. So they've been doing really well working together. And so this is just a thank you to him.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

It is. It definitely is. My husband has the company that he works for. He has got his parents' company in to do some work for the company that he works for. So they've been doing really well working together. And so this is just a thank you to him.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

It is. It definitely is. My husband has the company that he works for. He has got his parents' company in to do some work for the company that he works for. So they've been doing really well working together. And so this is just a thank you to him.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Right, yeah. So the only credit card debt that we have is about $8,000. On top of that, we have two car loans, a side-by-side loan, and then personal loans. So the rest of that will flow over into our next one, like the baby steps. We're going to take all of those credit card payments and just...

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Right, yeah. So the only credit card debt that we have is about $8,000. On top of that, we have two car loans, a side-by-side loan, and then personal loans. So the rest of that will flow over into our next one, like the baby steps. We're going to take all of those credit card payments and just...

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Right, yeah. So the only credit card debt that we have is about $8,000. On top of that, we have two car loans, a side-by-side loan, and then personal loans. So the rest of that will flow over into our next one, like the baby steps. We're going to take all of those credit card payments and just...

The Ramsey Show
There’s Always a Way out of a Financial Spiral

And so I think they'll feel it.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

And so I think they'll feel it.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

And so I think they'll feel it.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So what's going to be left is about $127,000. But that includes the house. No, we rent.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So what's going to be left is about $127,000. But that includes the house. No, we rent.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So what's going to be left is about $127,000. But that includes the house. No, we rent.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yes, so the side-by-side, we still owe about $20,000 on. Okay. What's it worth? My car. I have no idea. My husband deals with that. Okay.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yes, so the side-by-side, we still owe about $20,000 on. Okay. What's it worth? My car. I have no idea. My husband deals with that. Okay.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yes, so the side-by-side, we still owe about $20,000 on. Okay. What's it worth? My car. I have no idea. My husband deals with that. Okay.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

My car, we still have $32,000 on it, and it's worth about $23,000. Mm-hmm. His truck, we owe $45,000. And I think the last time he checked, it was worth between $18,000 and $23,000. Oh, man.