Sitoyo Lopokoiyit

I think this is great.

I think when we opened the M-Pesa ecosystem and opened the API, it allowed more innovation to come into M-Pesa.

And I strongly believe there's more innovation outside M-Pesa than there is in M-Pesa.

And the clean energy example, which you are part of, is an example.

I think you should talk a little bit more about that, because you've impacted over 300 million people globally with access to clean energy through pay-as-you-go solar systems.

And that's been just extraordinary.

I'll just do what you're saying in agriculture.

So we've walked with the Kenya government to...

to digitize the whole fertilizer subsidy program.

So they're subsidizing production, not consumption.

And through M-Pesa, you get to register as a farmer, you get to put their location, what's your size and what you're planting.

you get information, you get a voucher, you pay on M-Pesa, and government is selling fertilizers directly to its citizens.

Today, over 288 million dollars of fertilizer has been sold through the platform.

In 2022, there are 1.4 million farmers.

Today, there are six million farmers on it.

Production is up 39 percent.

Importation of food of maize is down 23 percent.

And ...

farmers are making a better living.

Agriculture accounts for 30 to 40 percent of the GDP, and most of that is by small-scale farmers who have between one to five acres of land, and we're impacting and making their lives better.