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This message is brought to you by the official White Lotus podcast from HBO. Join host Evan Roskatz as he looks back at the first two seasons of the show with Jennifer Coolidge, Murray Bartlett, Megan Fahey, and more. Listen before the new season starts February 16th on Max. This message comes from Grammarly. At an enterprise level, nothing is more important than communication.

So you can make data-driven decisions to improve outcomes. Learn more at Grammarly.com slash enterprise.

So you can make data-driven decisions to improve outcomes. Learn more at Grammarly.com slash enterprise.

So you can make data-driven decisions to improve outcomes. Learn more at Grammarly.com slash enterprise.

This message comes from NPR sponsor, Sattva. Founder and CEO, Ron Rudson, shares the story of how he got started creating Sattva.

This message comes from NPR sponsor, Sattva. Founder and CEO, Ron Rudson, shares the story of how he got started creating Sattva.

This message comes from NPR sponsor, Sattva. Founder and CEO, Ron Rudson, shares the story of how he got started creating Sattva.

To learn more, go to s-double-a-t-v-a-dot-com-slash-n-p-r. This message is brought to you by the official White Lotus podcast from HBO. Join host Evan Roskatz as he looks back at the first two seasons of the show with Jennifer Coolidge, Murray Bartlett, Megan Fahey, and more. Listen before the new season starts February 16th on Max. This message comes from Schwab.

To learn more, go to s-double-a-t-v-a-dot-com-slash-n-p-r. This message is brought to you by the official White Lotus podcast from HBO. Join host Evan Roskatz as he looks back at the first two seasons of the show with Jennifer Coolidge, Murray Bartlett, Megan Fahey, and more. Listen before the new season starts February 16th on Max. This message comes from Schwab.

To learn more, go to s-double-a-t-v-a-dot-com-slash-n-p-r. This message is brought to you by the official White Lotus podcast from HBO. Join host Evan Roskatz as he looks back at the first two seasons of the show with Jennifer Coolidge, Murray Bartlett, Megan Fahey, and more. Listen before the new season starts February 16th on Max. This message comes from Schwab.

At Schwab, how you invest is your choice, not theirs. That's why when it comes to managing your wealth, Schwab gives you more choices. You can invest and trade on your own. Plus, get advice and more comprehensive wealth solutions to help meet your unique needs. With award-winning service, low costs and transparent advice, you can manage your wealth your way at Schwab.

At Schwab, how you invest is your choice, not theirs. That's why when it comes to managing your wealth, Schwab gives you more choices. You can invest and trade on your own. Plus, get advice and more comprehensive wealth solutions to help meet your unique needs. With award-winning service, low costs and transparent advice, you can manage your wealth your way at Schwab.

At Schwab, how you invest is your choice, not theirs. That's why when it comes to managing your wealth, Schwab gives you more choices. You can invest and trade on your own. Plus, get advice and more comprehensive wealth solutions to help meet your unique needs. With award-winning service, low costs and transparent advice, you can manage your wealth your way at Schwab.

Visit Schwab.com to learn more. This message comes from Carvana. Sell your car the convenient way. Enter your license plate or VIN. Answer a few questions and get a real offer in seconds. Go to Carvana.com today.

Visit Schwab.com to learn more. This message comes from Carvana. Sell your car the convenient way. Enter your license plate or VIN. Answer a few questions and get a real offer in seconds. Go to Carvana.com today.

Visit Schwab.com to learn more. This message comes from Carvana. Sell your car the convenient way. Enter your license plate or VIN. Answer a few questions and get a real offer in seconds. Go to Carvana.com today.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

Savings is available to Apple Card owners subject to eligibility. Apple Card and savings by Goldman Sachs Bank USA, Salt Lake City branch, member FDIC. Terms and more at applecard.com.