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This message comes from NPR sponsor Rosetta Stone, an expert in language learning for 30 years. Right now, NPR listeners can get Rosetta Stone's lifetime membership to 25 different languages for 50% off. Learn more at rosettastone.com slash NPR.

This message comes from NPR sponsor Rosetta Stone, an expert in language learning for 30 years. Right now, NPR listeners can get Rosetta Stone's lifetime membership to 25 different languages for 50% off. Learn more at rosettastone.com slash NPR.

Support for NPR and the following message come from Bowlin Branch. Change your sleep with the softness of Bowlin Branch's 100% organic cotton sheets. Feel the difference with 15% off your first set of sheets at bowlinbranch.com with code NPR. Exclusions apply. See site for details.

Support for NPR and the following message come from Bowlin Branch. Change your sleep with the softness of Bowlin Branch's 100% organic cotton sheets. Feel the difference with 15% off your first set of sheets at bowlinbranch.com with code NPR. Exclusions apply. See site for details.

This message comes from NPR sponsor Sony Pictures Classics. I'm Still Here from filmmaker Walter Salas is the true story of one family's resilience when a dictatorship attempts to tear them apart. Led by a Golden Globe winning performance by Fernanda Torres, now playing Select Cities.

This message comes from NPR sponsor Sony Pictures Classics. I'm Still Here from filmmaker Walter Salas is the true story of one family's resilience when a dictatorship attempts to tear them apart. Led by a Golden Globe winning performance by Fernanda Torres, now playing Select Cities.

This message comes from NPR sponsor Sony Pictures Classics. I'm Still Here from filmmaker Walter Salas is the true story of one family's resilience when a dictatorship attempts to tear them apart. Led by a Golden Globe winning performance by Fernanda Torres, now playing Select Cities.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

This message comes from Apple Card. If you love iPhone, you'll love Apple Card. It comes with the privacy and security you expect from Apple. Plus, you earn up to 3% daily cash back on every purchase, which can automatically earn interest when you open a high-yield savings account through Apple Card. Apply for Apple Card in the Wallet app. Subject to credit approval.

Savings is available to Apple Card owners subject to eligibility. Apple Card and savings by Goldman Sachs Bank USA, Salt Lake City branch, member FDIC. Terms and more at applecard.com. You can also invest on your own and trade on Thinkorswim. Visit Schwab.com to learn more.

Savings is available to Apple Card owners subject to eligibility. Apple Card and savings by Goldman Sachs Bank USA, Salt Lake City branch, member FDIC. Terms and more at applecard.com. You can also invest on your own and trade on Thinkorswim. Visit Schwab.com to learn more.

Savings is available to Apple Card owners subject to eligibility. Apple Card and savings by Goldman Sachs Bank USA, Salt Lake City branch, member FDIC. Terms and more at applecard.com. You can also invest on your own and trade on Thinkorswim. Visit Schwab.com to learn more.

This message comes from Viking, committed to exploring the world in comfort. Journey through the heart of Europe on an elegant Viking longship with thoughtful service, destination-focused dining, and cultural enrichment on board and on shore. And every Viking voyage is all-inclusive with no children and no casinos. Discover more at viking.com.

This message comes from Viking, committed to exploring the world in comfort. Journey through the heart of Europe on an elegant Viking longship with thoughtful service, destination-focused dining, and cultural enrichment on board and on shore. And every Viking voyage is all-inclusive with no children and no casinos. Discover more at viking.com.

This message comes from Viking, committed to exploring the world in comfort. Journey through the heart of Europe on an elegant Viking longship with thoughtful service, destination-focused dining, and cultural enrichment on board and on shore. And every Viking voyage is all-inclusive with no children and no casinos. Discover more at viking.com.

This message comes from Dell Technologies, offering anniversary savings on their most popular tech. For a limited time only, save on select next-gen PCs, like the XPS 16 powered by Intel Core Ultra processors. Save now at dell.com slash deals.

This message comes from Dell Technologies, offering anniversary savings on their most popular tech. For a limited time only, save on select next-gen PCs, like the XPS 16 powered by Intel Core Ultra processors. Save now at dell.com slash deals.

This message comes from Dell Technologies, offering anniversary savings on their most popular tech. For a limited time only, save on select next-gen PCs, like the XPS 16 powered by Intel Core Ultra processors. Save now at dell.com slash deals.

Support for this podcast and the following message come from Ameriprise Financial. Chief economist Russell Price shares how market research can help investors.