Stacey Vanek-Smith

There's also the 75 Hard Style Challenge, where you document what you wear every day for 75 days.

Don't buy any clothes.

And this can help you get a broader perspective on your style and what you feel good in.

Once you have your challenge on lock, Asha says, it's time for takeaway number three.

For Alicia Berman, modifying her social media was a game changer.

After your social media is sorted, it's time for takeaway number four, setting the ground rules.

What are the rules that you set for yourself?

Oh, you just pulled it up on your phone.

Oh, you like wrote, is this like a treatise that you wrote yourself?

I wrote myself.

So there's like a no column and a yes column.

Okay, now identify your problem areas, the things you'd like to change, what you want to stop buying, buy less of, aka your no column.

Tell me the no column.

And now onto the yes column.

Think about what you do want to spend your money on and what kinds of things are allowed in your no buy.

Having things that you are allowed to spend on, even splurge on, is really important, says Alicia.

That's because the dopamine hit you get from shopping is real.

And when you stop buying new things, it can get really hard.

Things in Alicia's yes column, Pilates classes, concerts, even budget travel.

These are things Alicia feels good about spending money on.