Stan

I agree. Yet, on the flip of that is the frustration on how it is that we could make it simpler, but that's beside the point. So one thing that I'm sure a lot of us are involved with is this whole idea of open enrollment.

All right, so there's a period of time every year, it usually starts in October of every year, and it runs through, what is it, December, I think, where certainly, and frankly, this is true for some employers too, where you can choose your health plan and also you can change, all right? And Open enrollment is yes for Medicare, but also there's a period of time for employers as well.

All right, so there's a period of time every year, it usually starts in October of every year, and it runs through, what is it, December, I think, where certainly, and frankly, this is true for some employers too, where you can choose your health plan and also you can change, all right? And Open enrollment is yes for Medicare, but also there's a period of time for employers as well.

Because I remember at the health department, we could choose between two or three different

Because I remember at the health department, we could choose between two or three different

health health plans and there was a period of time where you had to make that that choice regardless so one of the things and you know listening audience needs to understand this is how much risk you are willing to embrace okay in other words if you're if if you're really really healthy then you might take a plan you know and i'm talking let's talk about medicare now for supplement

health health plans and there was a period of time where you had to make that that choice regardless so one of the things and you know listening audience needs to understand this is how much risk you are willing to embrace okay in other words if you're if if you're really really healthy then you might take a plan you know and i'm talking let's talk about medicare now for supplement

to Medicare, you might land up signing up for a plan where your deductible is a lot lower, okay? Where you're willing to assume risk. But as you get older or you get more health related issues, then those costs go up. So the point I'm making is every year, as part of this confusion, you need to do a personal risk assessment.

to Medicare, you might land up signing up for a plan where your deductible is a lot lower, okay? Where you're willing to assume risk. But as you get older or you get more health related issues, then those costs go up. So the point I'm making is every year, as part of this confusion, you need to do a personal risk assessment.

know make some make some really informed decisions yep yep so um you know matthew is on the show here so so matthew how you doing so um i i want to bring in a younger perspective just for a minute or two what is it you know all right so you're employed and you get health insurance i assume through your employer okay so

know make some make some really informed decisions yep yep so um you know matthew is on the show here so so matthew how you doing so um i i want to bring in a younger perspective just for a minute or two what is it you know all right so you're employed and you get health insurance i assume through your employer okay so

What's the health psyche that you embrace when you're dealing with health insurance or don't you care? It's just whatever they give me. Thank you very much.

What's the health psyche that you embrace when you're dealing with health insurance or don't you care? It's just whatever they give me. Thank you very much.

So let me ask you something, Matthew. Back in November, when you were looking and you didn't have health insurance, in the back of your head, if God forbid something was really happening to you, what were you going to do?

So let me ask you something, Matthew. Back in November, when you were looking and you didn't have health insurance, in the back of your head, if God forbid something was really happening to you, what were you going to do?

And what about the idea of just like many people do, frankly, they just show up in the emergency room.

And what about the idea of just like many people do, frankly, they just show up in the emergency room.

Thank you very much. Thank you very much.

Thank you very much. Thank you very much.

So Barry, all right. So, you know, so here's, here's Matthew, you know, that's why I brought him in this equation here, Matthew, you know, And then what happened? You show up in the emergency room, you don't have a card, and guess what? Then somehow or other, it's absorbed. The costs are absorbed.