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Which I don't get. So Clarence, let me ask you something. So you're in the community a lot and you're talking to your colleagues and friends. What are they saying? Are they confused? What's going on out in the community that you're getting kind of wind of?
Which I don't get. So Clarence, let me ask you something. So you're in the community a lot and you're talking to your colleagues and friends. What are they saying? Are they confused? What's going on out in the community that you're getting kind of wind of?
Older Americans, they can apply for Medicare. I've heard from various people that they assume that, okay, once I have Medicare, great. I don't have to worry about anything else. I've got Medicare. Okay. Then all of a sudden there's this other variable called a Medicare supplemental program, right? Or a plan. Okay, so then you're thrust into this craziness again, yearly, by the way.
Older Americans, they can apply for Medicare. I've heard from various people that they assume that, okay, once I have Medicare, great. I don't have to worry about anything else. I've got Medicare. Okay. Then all of a sudden there's this other variable called a Medicare supplemental program, right? Or a plan. Okay, so then you're thrust into this craziness again, yearly, by the way.
And what's really interesting about a Medicare supplemental program is on a year-to-year basis, not only do you pick the plan, but you have to identify your risk for yourself. well, do you think you're going to be higher risk now that you're a year, you know, you're 72 instead of 71 or whatever?
And what's really interesting about a Medicare supplemental program is on a year-to-year basis, not only do you pick the plan, but you have to identify your risk for yourself. well, do you think you're going to be higher risk now that you're a year, you know, you're 72 instead of 71 or whatever?
Has anything happened in the last year that, you know, should, you know, and then all of a sudden, boom, if you're put into a higher risk, this person pays more. And so it's like, oh, my God, you know, oh, wait, I'm a higher risk. But I don't want to pay more. So put me at a lower risk and I'll just, you know, flip a coin and hopefully everything will be all right.
Has anything happened in the last year that, you know, should, you know, and then all of a sudden, boom, if you're put into a higher risk, this person pays more. And so it's like, oh, my God, you know, oh, wait, I'm a higher risk. But I don't want to pay more. So put me at a lower risk and I'll just, you know, flip a coin and hopefully everything will be all right.
It's really unfortunate that people have to, in my estimation, have to deal with that.
It's really unfortunate that people have to, in my estimation, have to deal with that.
Right. I kind of make it analogous to elderly people trying to figure out a mobile phone, you know, yeah, it's just like, Really?
Right. I kind of make it analogous to elderly people trying to figure out a mobile phone, you know, yeah, it's just like, Really?
So, Lynn, last thoughts. What would you really, you know, when all is said and done, when you're dealing with access and you're dealing with insurance and all these variables that we've talked about in the show today, what do you really want the public to know? I mean, you know, if there's a one-liner or a two-liner or whatever, what is it you know, based on your expertise?
So, Lynn, last thoughts. What would you really, you know, when all is said and done, when you're dealing with access and you're dealing with insurance and all these variables that we've talked about in the show today, what do you really want the public to know? I mean, you know, if there's a one-liner or a two-liner or whatever, what is it you know, based on your expertise?
Yeah. Yeah. Yeah. Um, So maybe hang in there.