Steph Wickham

a tax saving and of course our job is to help them understand what that looks like.

My personal approach is to quantify what that figure might be because we have to marry that against the lifestyle cost of, in that example, having perhaps one partner in Ireland with young children

And a partner outside of Ireland who is, if they're trying to remain non-resident, limited in terms of the amount of time they can actually be here, which probably looks like missed family events, you know, foreign family holidays, lots of things that might not align with the stage of life that they're at.

Yes.

So, you know, our job as tax advisors is to be very specific and clear on what the tax law says and then to guide the client on how that is going to be for them as a lived experience.

And I often love saying to clients in a consult, particularly when someone's coming back to Ireland, we'll just do a very brief tax estimate.

What do we think your Irish tax bill is going to look like?

Because people myopically can do a bit of research and they go, oh, it's going to be terrible.

And it doesn't have to be.

But it's just, I often find even personally, you know, we worry about the unknown.

But once somebody brings certainty and a quantum to what we're worried about, it tends to kind of not be as bad as we think it's going to be.

Exactly.

Or equally not worth it.

Yeah.

You know, when you're going the other direction.

That's exactly it.

And that's very much a personal decision.

But I think, you know, as advisors, we need to be very clear that we shouldn't get lost in jargon or technical talk because it intimidates people when they're already stressed.

Break it down into easy to understand.

Make it real for me.