Steve Ballmer

Bill would never be the smartest guy in the room, and I think that hurt his motivation. He eventually switched his major to applied math. Ha, ha, ha, ha.

He's gregarious. Anyone who's ever met Steve or seen a video of Steve, you are well aware that this man has presence. But the thing that people don't know about him is he is so unbelievably analytical. Steve is the guy that outscored Bill Gates on the Putnam exam.

He's gregarious. Anyone who's ever met Steve or seen a video of Steve, you are well aware that this man has presence. But the thing that people don't know about him is he is so unbelievably analytical. Steve is the guy that outscored Bill Gates on the Putnam exam.

Yeah, Steve isn't a programmer, but he is every bit the mathematician that Bill Gates is. And that is one of these things where I think when people try to set it up as, well, you know, you've got the brilliant programmer genius and the marketing guy. It's just like those are the roles they took.

Yeah, Steve isn't a programmer, but he is every bit the mathematician that Bill Gates is. And that is one of these things where I think when people try to set it up as, well, you know, you've got the brilliant programmer genius and the marketing guy. It's just like those are the roles they took.

But I think when you're getting a sense of who the original crew was at Microsoft, they were all brainiacs and they were all wildly analytical.

But I think when you're getting a sense of who the original crew was at Microsoft, they were all brainiacs and they were all wildly analytical.

Yep. And this is really where Bill Gates commits to computers to be his life's work. I think what's often lost in the story is Bill, even though he was good at computers and spent tons of time programming computers, he never fancied himself a computer guy until this moment in history. He went to Harvard because he felt like

Yep. And this is really where Bill Gates commits to computers to be his life's work. I think what's often lost in the story is Bill, even though he was good at computers and spent tons of time programming computers, he never fancied himself a computer guy until this moment in history. He went to Harvard because he felt like

hey, if I ever want to be a lawyer or something else, like they've got a lot of great programs there. And this was the moment where I think it really clicked for him that I'm just in the middle of the right place at the right time with the right skill set. And this is my way of having the most impact on the world.

hey, if I ever want to be a lawyer or something else, like they've got a lot of great programs there. And this was the moment where I think it really clicked for him that I'm just in the middle of the right place at the right time with the right skill set. And this is my way of having the most impact on the world.

If it didn't destroy their existing business model, sure they would.

If it didn't destroy their existing business model, sure they would.

Well, it's so funny he thinks they're already behind because clearly they're not. History would show, I think Bill Gates even says, we might have actually started a year or two too early. The market actually hadn't materialized yet. And the funniest thing is the starting gun went off and Bill and Paul ran and everyone else is still standing around.

Well, it's so funny he thinks they're already behind because clearly they're not. History would show, I think Bill Gates even says, we might have actually started a year or two too early. The market actually hadn't materialized yet. And the funniest thing is the starting gun went off and Bill and Paul ran and everyone else is still standing around.

Yes. Just like Bill's vision of Microsoft to put a computer on every desk and in every home, J.P. Morgan has a vision for making payments real-time, 24-7, everywhere, and in every currency. So JP Morgan has experienced a massive digital transformation and is now much more than just a global bank. They invest $15 billion a year into technology and R&D.

Yes. Just like Bill's vision of Microsoft to put a computer on every desk and in every home, J.P. Morgan has a vision for making payments real-time, 24-7, everywhere, and in every currency. So JP Morgan has experienced a massive digital transformation and is now much more than just a global bank. They invest $15 billion a year into technology and R&D.

So with JP Morgan Payments, you are getting their history of service, stability, and scale, but also innovation and new technology.

So with JP Morgan Payments, you are getting their history of service, stability, and scale, but also innovation and new technology.

Yeah, not to mention the second of the seven powers, network economies.