Steve Wiseman
👤 PersonAppearances Over Time
Podcast Appearances
And now, since 2018, you can do it for your children and Children, according to a Carnegie Mellon study, are 51 times more likely to become targeted for identity theft than adults. This can protect you so that even if someone gets your personal information, they're not going to be able to open accounts in your name, which is a big way that people get whacked. So a credit freeze is... Easy to do.
And now, since 2018, you can do it for your children and Children, according to a Carnegie Mellon study, are 51 times more likely to become targeted for identity theft than adults. This can protect you so that even if someone gets your personal information, they're not going to be able to open accounts in your name, which is a big way that people get whacked. So a credit freeze is... Easy to do.
If you're going to apply for credit, you can go online and lift it so that the creditor, at least a car recently and they had to check it out, can check my credit report and then put it back on automatically. So best single thing you can do is freeze your credit and freeze your children's credit.
If you're going to apply for credit, you can go online and lift it so that the creditor, at least a car recently and they had to check it out, can check my credit report and then put it back on automatically. So best single thing you can do is freeze your credit and freeze your children's credit.
If you're going to apply for credit, you can go online and lift it so that the creditor, at least a car recently and they had to check it out, can check my credit report and then put it back on automatically. So best single thing you can do is freeze your credit and freeze your children's credit.
Absolutely. And, you know, this is one of my mottos is things aren't as bad as you think. They're far worse. So what if you have a shredder and you shred the documents before you put them out? And in Arizona in particular, there were identity thieves who hired methamphetamine addicts who would stay up all night. piecing together single shredded, you know, just vertical shredded documents.
Absolutely. And, you know, this is one of my mottos is things aren't as bad as you think. They're far worse. So what if you have a shredder and you shred the documents before you put them out? And in Arizona in particular, there were identity thieves who hired methamphetamine addicts who would stay up all night. piecing together single shredded, you know, just vertical shredded documents.
Absolutely. And, you know, this is one of my mottos is things aren't as bad as you think. They're far worse. So what if you have a shredder and you shred the documents before you put them out? And in Arizona in particular, there were identity thieves who hired methamphetamine addicts who would stay up all night. piecing together single shredded, you know, just vertical shredded documents.
And so if you're going to shred, which is a great idea, make sure you get a cross shredder.
And so if you're going to shred, which is a great idea, make sure you get a cross shredder.
And so if you're going to shred, which is a great idea, make sure you get a cross shredder.
Yeah, quite frankly, I don't think that's an unreasonable fear. Identity theft is... High tech, low tech, and no tech. It isn't just coming through your computer. It is going through your trash. This is anything they can do to get the information they will do. You had mentioned IRS. How do those scams work? You know, they're twofold. One of them is imposter scams.
Yeah, quite frankly, I don't think that's an unreasonable fear. Identity theft is... High tech, low tech, and no tech. It isn't just coming through your computer. It is going through your trash. This is anything they can do to get the information they will do. You had mentioned IRS. How do those scams work? You know, they're twofold. One of them is imposter scams.
Yeah, quite frankly, I don't think that's an unreasonable fear. Identity theft is... High tech, low tech, and no tech. It isn't just coming through your computer. It is going through your trash. This is anything they can do to get the information they will do. You had mentioned IRS. How do those scams work? You know, they're twofold. One of them is imposter scams.
And this is, according to the Federal Trade Commission, the biggest level of scams that we've had in the last year. And this is where you get a telephone call, a text message, or an email that is coming from some, maybe it's the FBI, maybe it's Social Security, and lately it's from the IRS.
And this is, according to the Federal Trade Commission, the biggest level of scams that we've had in the last year. And this is where you get a telephone call, a text message, or an email that is coming from some, maybe it's the FBI, maybe it's Social Security, and lately it's from the IRS.
And this is, according to the Federal Trade Commission, the biggest level of scams that we've had in the last year. And this is where you get a telephone call, a text message, or an email that is coming from some, maybe it's the FBI, maybe it's Social Security, and lately it's from the IRS.
that spoofing where the scammer very easily can trick your caller ID to make it look like it's coming from the IRS. They tell you that, here's the thing that bothers me. The fact that the IRS has had to put on its website, we don't ask for or take gift cards, but criminals posing as the a wide variety of pretexts.
that spoofing where the scammer very easily can trick your caller ID to make it look like it's coming from the IRS. They tell you that, here's the thing that bothers me. The fact that the IRS has had to put on its website, we don't ask for or take gift cards, but criminals posing as the a wide variety of pretexts.
that spoofing where the scammer very easily can trick your caller ID to make it look like it's coming from the IRS. They tell you that, here's the thing that bothers me. The fact that the IRS has had to put on its website, we don't ask for or take gift cards, but criminals posing as the a wide variety of pretexts.