Suze Orman

Antonia, sorry, my love.

I want you to listen to me.

Within your trust, you have to appoint a successor trustee who is going to be in charge of all of this money on the behalf of your son.

And

And you have to kind of lay out guidelines for them unless you want to give them full discretion.

I think the advice is correct that you should have a trust as the beneficiary to things.

Maybe not the most efficient way to do it.

Make sure it's a see-through trust for your IRAs and your 401ks and everything.

But what also concerns me is, does your son have the ability to manage all of your properties?

It's one thing to pay for all the taxes and the insurance and everything, but there's also management of properties.

So you may also decide that you need a property manager for your properties, for your business, whatever it may be.

But it should not be your son until your son demonstrates to you that he is responsible and that he doesn't drink too much.

All right, but that's what you should do.

All right, everybody.

Yes.

Katie, why are men so stubborn?

Right.

Usually everybody, and the reason I say that is that so many women write in saying, my husband doesn't think I need a will or a trust.

My father doesn't think they need one.

And on and on.