Suze Orman

However, here's the scoop.

Anytime you can put the name of a beneficiary on anything like a life insurance policy, a retirement account, bank accounts that are pay on death, whatever it may be, they will pass immediately to your beneficiaries without probate.

Just that simple.

Everything else, really a house and things like that should probably be in a trust.

However, I just want to say something.

All of you, all of you have this in your mind.

How do I get my assets to my beneficiaries without probate the fastest?

You're not thinking about yourselves.

Stop thinking just about your beneficiaries.

Start thinking about what happens if you become incapacitated.

What happens if all of a sudden you have a stroke, you're in an accident, you're ill, whatever it may be?

Who's going to pay your bills for you?

Who's going to write the check?

Whatever it may be.

So a living revocable trust with an incapacity clause in it assigns who you are going to have

take care of you when you can't take care of yourself.

Just that simple.

Which is why you want a living revocable trust.

For those of you interested, you know, the must-have documents, $99, $2,500 worth of state-of-the-art documents, good in all 50 states.

Just go to musthavedocs.com and check it out.