Tamima

Yeah, thank you.

Yeah, thank you.

Yeah, thank you.

Hi. I've been listening to you guys for years from Israel, and I'm honored to have the opportunity to speak with you now from New Jersey. We're finally at the point financially where we can save money and put your plan in place.

Hi. I've been listening to you guys for years from Israel, and I'm honored to have the opportunity to speak with you now from New Jersey. We're finally at the point financially where we can save money and put your plan in place.

Hi. I've been listening to you guys for years from Israel, and I'm honored to have the opportunity to speak with you now from New Jersey. We're finally at the point financially where we can save money and put your plan in place.

As we build our emergency fund on Baby Step 3, the only debt we ever took out was our mortgage, we are worried that we might run into an emergency that we won't be able to fund alone. My husband's worried that without owning a credit card and building credit, we won't be able to borrow our way out of a big emergency if the need arises.

As we build our emergency fund on Baby Step 3, the only debt we ever took out was our mortgage, we are worried that we might run into an emergency that we won't be able to fund alone. My husband's worried that without owning a credit card and building credit, we won't be able to borrow our way out of a big emergency if the need arises.

As we build our emergency fund on Baby Step 3, the only debt we ever took out was our mortgage, we are worried that we might run into an emergency that we won't be able to fund alone. My husband's worried that without owning a credit card and building credit, we won't be able to borrow our way out of a big emergency if the need arises.

We don't have any close family ties to rely on in case of an emergency, and we want to set ourselves up for success. We're also kind of frustrated through Baby Step 3. So if you have any words of encouragement and what would we do about big emergencies? And also, without a credit card, we were not able last week to rent a car.

We don't have any close family ties to rely on in case of an emergency, and we want to set ourselves up for success. We're also kind of frustrated through Baby Step 3. So if you have any words of encouragement and what would we do about big emergencies? And also, without a credit card, we were not able last week to rent a car.

We don't have any close family ties to rely on in case of an emergency, and we want to set ourselves up for success. We're also kind of frustrated through Baby Step 3. So if you have any words of encouragement and what would we do about big emergencies? And also, without a credit card, we were not able last week to rent a car.

We had to actually rely on a credit card that we still had with us, luckily, from Israel. What would we do in those kinds of situations without a credit card?

We had to actually rely on a credit card that we still had with us, luckily, from Israel. What would we do in those kinds of situations without a credit card?

We had to actually rely on a credit card that we still had with us, luckily, from Israel. What would we do in those kinds of situations without a credit card?

Yeah.

Yeah.

Yeah.

We have now moved to the States. We're living here.

We have now moved to the States. We're living here.