Ted

Hi, Charlie, calling from British Columbia again. Spoke last week. Today, Canada got a new prime minister, Mark Carney, former governor of the Bank of Canada, the Bank of England. We also now may likely have a federal election before May, where another leader may take over, the conservative leader, Pierre Polyev.

Hi, Charlie, calling from British Columbia again. Spoke last week. Today, Canada got a new prime minister, Mark Carney, former governor of the Bank of Canada, the Bank of England. We also now may likely have a federal election before May, where another leader may take over, the conservative leader, Pierre Polyev.

If you were advising either of these men on their negotiations with Trump on the current tariff war, what would you say?

If you were advising either of these men on their negotiations with Trump on the current tariff war, what would you say?

I'm into that. Thanks, Charlie.

I'm into that. Thanks, Charlie.

Hey, Charlie, calling from Vancouver Island, British Columbia, and have a question for you on obviously the border situation and the tariffs. Do you think that Trump would be open to ending the tariffs if we in Canada had an actual leader willing to talk seriously about the border issues or? Is this now more about him seeking to weaken our economy, bring us along as the 51st state?

Hey, Charlie, calling from Vancouver Island, British Columbia, and have a question for you on obviously the border situation and the tariffs. Do you think that Trump would be open to ending the tariffs if we in Canada had an actual leader willing to talk seriously about the border issues or? Is this now more about him seeking to weaken our economy, bring us along as the 51st state?

Where do you stand on mitigating this?

Where do you stand on mitigating this?

hey guys happy new year what up happy new year man what's going on um yeah i'm i have three financial advice questions i need from you guys so let me give you the background about my history where i'm at um right now my wife and i make pretty good money in san francisco our combined income is 450 000. awesome we have that's basic minimum wage in san francisco right pretty much pretty much um we have a two-year-old and we have another one coming in may this year

hey guys happy new year what up happy new year man what's going on um yeah i'm i have three financial advice questions i need from you guys so let me give you the background about my history where i'm at um right now my wife and i make pretty good money in san francisco our combined income is 450 000. awesome we have that's basic minimum wage in san francisco right pretty much pretty much um we have a two-year-old and we have another one coming in may this year

hey guys happy new year what up happy new year man what's going on um yeah i'm i have three financial advice questions i need from you guys so let me give you the background about my history where i'm at um right now my wife and i make pretty good money in san francisco our combined income is 450 000. awesome we have that's basic minimum wage in san francisco right pretty much pretty much um we have a two-year-old and we have another one coming in may this year

And we have zero debt, zero car payments. Um, we locked in a 2.5 interest at a condo about four years ago. So we're saving a lot. We're maxing out 401k. We have an emergency fund. We're putting money into education funds and we finally have enough money saved up to buy a home. And we want to move to Southern California just because we have family friends that we don't have anyone here.

And we have zero debt, zero car payments. Um, we locked in a 2.5 interest at a condo about four years ago. So we're saving a lot. We're maxing out 401k. We have an emergency fund. We're putting money into education funds and we finally have enough money saved up to buy a home. And we want to move to Southern California just because we have family friends that we don't have anyone here.

And we have zero debt, zero car payments. Um, we locked in a 2.5 interest at a condo about four years ago. So we're saving a lot. We're maxing out 401k. We have an emergency fund. We're putting money into education funds and we finally have enough money saved up to buy a home. And we want to move to Southern California just because we have family friends that we don't have anyone here.

So when we close the family, get some help. But with the current, my first question, With the current interest mortgage rates and how expensive houses are, what's your advice or your thoughts on reducing our savings a little bit? Like our 401k, our normal savings, and paying an expensive $8,000 to $9,000 mortgage, which basically goes from 20% of our income to 50% of our income.

So when we close the family, get some help. But with the current, my first question, With the current interest mortgage rates and how expensive houses are, what's your advice or your thoughts on reducing our savings a little bit? Like our 401k, our normal savings, and paying an expensive $8,000 to $9,000 mortgage, which basically goes from 20% of our income to 50% of our income.

So when we close the family, get some help. But with the current, my first question, With the current interest mortgage rates and how expensive houses are, what's your advice or your thoughts on reducing our savings a little bit? Like our 401k, our normal savings, and paying an expensive $8,000 to $9,000 mortgage, which basically goes from 20% of our income to 50% of our income.

It is, yeah.