Ted Richards

I started to read as much as I could, started a commerce degree, and I'm very proud to say that I had a football career that went for 16 years, but I've studied for 15 of those, and so I knocked over the commerce degree and the master's degree.

I also worked part-time, so for six years, albeit just one day a week in the investing space for two years on the sell side under stockbrokers, just learning a bit about that.

And that's over the sell side.

And I...

I quite enjoyed that, but also wanted to dig a bit deeper over the buy side.

So I had four years over there working under a fund manager.

And when my football wrapped up and my football career finished up in 2016, I knew that the next career, the new challenge that I wanted to take up and

I had a friend in Singapore that knew about someone that was starting up a fund in Australia called Six Park and I knew very little about robo-advice.

And then Pat, who's the CEO of Six Park, and I sat down for a coffee and he started talking about what's going on with robo advice around the world.

And it really resonated with me because I have seen so many people in my life fall victim to poor advice, whether it's

lack of transparency, too high fees, so many conflicts, all these things that were probably coming out about the Royal Commission over the last six months.

And I'd seen teammates in the change rooms of the football club fall victim to this too.

And so I wanted to get involved.

So I moved down from Sydney to Melbourne to join Six Park and that's been there for over two years now and thoroughly enjoying it.

So did you grow up in Melbourne?

Yeah, I grew up in Melbourne.

I went to school around the corner from here too.

Yeah, I did a course at Harvard Business School last year.

Yeah, so I studied economics in the commerce degree and my master's in applied finance, and listeners may be aware, but the study of economics assumes that we're all rational and that we always make decisions that are in our best interest.

But that's not actually the case.