Ted Rossman

The problem is that it just wouldn't be profitable for banks, and they would cut back on lending dramatically.

One of the big reasons why credit card rates are 3 or 4 or 5x higher than a lot of other financial products is it's unsecured debt.

Prices are still too high for many people's liking, and tariffs could be making that worse.

We also have a very unequal economy.

We have the rich getting richer, the poor getting poorer.

Consumer sentiment is in the dumps.