Tess Vigeland

And I would leave some behind in my Bangkok apartment when I traveled so that there would be backups at home, not with me. And then I traveled with two or three of my wallet just in case one didn't work at whatever restaurant or store street food vendor. Just kidding, the street food vendors in Southeast Asia generally didn't take credit cards.

And one other note, it's really important that you get a VPN when you're traveling if you wanna be doing online banking because banks will often flag a call from abroad as potential fraud. So you wanna be able to use a VPN that connects you into a server in the US so that you can then do online banking with your bank. I had this happen multiple times where they would shut down my account

And one other note, it's really important that you get a VPN when you're traveling if you wanna be doing online banking because banks will often flag a call from abroad as potential fraud. So you wanna be able to use a VPN that connects you into a server in the US so that you can then do online banking with your bank. I had this happen multiple times where they would shut down my account

And one other note, it's really important that you get a VPN when you're traveling if you wanna be doing online banking because banks will often flag a call from abroad as potential fraud. So you wanna be able to use a VPN that connects you into a server in the US so that you can then do online banking with your bank. I had this happen multiple times where they would shut down my account

because they thought it was, you know, some scamster abroad. So definitely pay attention to that as well.

because they thought it was, you know, some scamster abroad. So definitely pay attention to that as well.

because they thought it was, you know, some scamster abroad. So definitely pay attention to that as well.

Yeah, I lived through three tax seasons abroad, and my best advice is basically the same. Get a tax accountant back home. Have them do it for you. One thing that my tax accountant flagged while I was abroad was that the IRS requires that you disclose any foreign bank accounts.

Yeah, I lived through three tax seasons abroad, and my best advice is basically the same. Get a tax accountant back home. Have them do it for you. One thing that my tax accountant flagged while I was abroad was that the IRS requires that you disclose any foreign bank accounts.

Yeah, I lived through three tax seasons abroad, and my best advice is basically the same. Get a tax accountant back home. Have them do it for you. One thing that my tax accountant flagged while I was abroad was that the IRS requires that you disclose any foreign bank accounts.

As I already mentioned, while I was living in Bangkok, I did have a local account at a bank there so that I could pay rent through them, and that information did go on my tax returns for those three years.

As I already mentioned, while I was living in Bangkok, I did have a local account at a bank there so that I could pay rent through them, and that information did go on my tax returns for those three years.

As I already mentioned, while I was living in Bangkok, I did have a local account at a bank there so that I could pay rent through them, and that information did go on my tax returns for those three years.

Welcome to NerdWallet's Smart Money Podcast. I'm Tess Vigeland in for Sean Piles.

Welcome to NerdWallet's Smart Money Podcast. I'm Tess Vigeland in for Sean Piles.

Welcome to NerdWallet's Smart Money Podcast. I'm Tess Vigeland in for Sean Piles.

And this is our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. We'll go deep into a single topic, then leave you with the latest money headlines. And today we're talking about AI. And shopping. And AI. I think you and I can maybe just sleep for the rest of today's episode and, you know, let the robot overlords take over.

And this is our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. We'll go deep into a single topic, then leave you with the latest money headlines. And today we're talking about AI. And shopping. And AI. I think you and I can maybe just sleep for the rest of today's episode and, you know, let the robot overlords take over.

And this is our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. We'll go deep into a single topic, then leave you with the latest money headlines. And today we're talking about AI. And shopping. And AI. I think you and I can maybe just sleep for the rest of today's episode and, you know, let the robot overlords take over.

Oh, yeah, I like that. That's much better. So for today's very special pre-Black Friday episode, we welcome not one, but two fellow nerds to the microphone. Amanda Barroso covers consumer credit for us here at NerdWallet, and Kurt Wook covers mortgages. But more to the point is NerdWallet's chat GPT experimenter-in-chief. Hey there to both of you. Hey, Tess. Hi.